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4 Banks Dr, Pensacola, FL, 32506

2beds
1baths
810sqft
$120,000
$148price/sqft
$1,139/moest. monthly cost
$45,560/yrincome needed

About This Home

House sold as is. Intown living for a person on the go 3 miles straight north of NAS Base Pensacola. 2 bedroom 1 bath with carport with shed tucked away off the main road on a dead end easement with no thru traffic giving plenty of privacy with conveinent access to Pensacola amenities and also zoned HC/LI. This zoning which is a rare find and property is nearly a 1/2 acre. House has a new roof,doors,cabinets,exterior/interior paint,waterline,underground utilities recently installed and more in this upcoming area. All appliances,washer,dryer, two mounted window units and furnishings go with sale. Move right in or rent it furnished. Would make a great starter home or vacation house close to the beaches with ample parking for RVs or boats. House sold as is.

Getting Around

52
WalkingSomewhat Walkable
20
TransitMinimal Transit
48
BikeSomewhat Bikeable

Schools

2/10
Warrington Middle SchoolGrades 6-81.0 mi
3/10
Escambia High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Wall,Electric
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 810 sqft

Property

Details

  • Parcel number: 342S300190160019

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.42 Acres

Parking

  • Parking features: Carport,Off-street,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$189$2,268
Property Taxes $147$1,764
Electricity $197$2,366
Total$1,139$13,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,051/yr
40% on housing$34,170/yr
45% on housing$30,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 32506$140
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32506$162
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$117,500
2026-08-07Price change$119,000
2026-07-23Price change$120,000
2026-07-20Price change$125,000
2026-06-22Listed for sale$130,000
2026-02-20Listing removed--
2026-02-03Price change$109,000
2026-01-27Price change$119,000
2025-12-30Listed for sale$125,000
2025-12-17Listing removed$119,000
2025-11-13Price change$119,000
2025-10-24Price change$125,000
2025-08-22Price change$109,000
2025-08-16Price change$115,000
2025-08-09Price change$119,000
2025-08-01Listed for sale$125,000
2025-06-01Listing removed--
2025-05-31Price change$109,900
2025-05-21Price change$110,900
2025-05-14Price change$111,900
2025-05-08Price change$112,900
2025-05-07Price change$113,900
2025-05-02Price change$114,900
2025-04-30Price change$115,700
2025-04-27Listed for sale$117,900
2022-04-25Sold$50,000
2016-09-15Sold$7,900

For Sale by Owner

AgentProperty Owner

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