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715 N 46th Ave, Pensacola, FL, 32506

2beds
1baths
1,125sqft
$200,000
$178price/sqft
$1,723/moest. monthly cost
$68,920/yrincome needed

About This Home

This cozy 2-bedroom, 1-bathroom cottage offers 1,125 square feet of comfortable living space on an expansive, fully fenced 0.3412-acre corner lot. Perfect for outdoor lovers, pet owners, or anyone desiring extra privacy, the property also includes a convenient one-car garage for secure parking or storage.Situated in a highly desirable West Pensacola location, this home offers an unbeatable commute just minutes from NAS Pensacola and Corry Station. You will also enjoy quick, easy access to local schools, shopping centers, diverse dining options, and the area's beautiful white-sand beaches. Whether you are looking for your first home, downsizing, or seeking a prime investment property, this coastal-region gem is a must-see!

Getting Around

49
WalkingCar-Dependent
20
TransitMinimal Transit
48
BikeSomewhat Bikeable

Schools

2/10
Warrington Middle SchoolGrades 6-81.1 mi
3/10
Escambia High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1948

Materials

  • Foundation: Off Grade
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage, Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedroom

  • Level: First
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Vinyl

Heating & Cooling

  • Heating features: Heat Pump,Central
  • Cooling features: Heat Pump,Central Air

Interior Area

  • Total structure area: 1,125
  • Total interior livable area: 1,125 sqft

Kitchen

  • Level: First
  • Area: 120

Living Room

  • Level: First
  • Area: 304

Master Bedroom

  • Level: First
  • Area: 224

Property

Details

  • Parcel number: 342s300201001008
  • Zoning description: County,Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.34 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$315$3,780
Property Taxes $200$2,400
Electricity $197$2,366
Total$1,723$20,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,074/yr
40% on housing$51,690/yr
45% on housing$45,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 32506$139
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32506$162
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$200,000
2026-01-17Listing removed$1,800
2025-12-20Price change$1,800
2022-11-20Price change$1,600
2022-10-19Listed for rent$1,800
2015-09-01Listing removed$845
2015-06-12Listed for rent$845
2015-03-27Listing removed$845
2015-02-04Price change$845
2015-01-16Listed for rent$875
2001-09-27Sold$51,400

For Sale by Agent

AgentSheila Romaine
BrokerageColdwell Banker Realty

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