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14776 State Highway Ff, Ava, MO, 65608

5beds
3baths
3,676sqft
$475,000
$129price/sqft
$3,090/moest. monthly cost
$123,600/yrincome needed

About This Home

Back on the market at not fault of the property! This well-maintained 5-bedroom, 3-bath home offers plenty of space and privacy on 18 fenced acres in Ava Mo.The main level of the home features a large living room that opens to a covered deck overlooking the property, a well-equipped kitchen, two bedrooms, and two bathrooms. The lower level includes three additional bedrooms, a full bath, a second living area with a fireplace, a kitchen, and a safe room. The home has central heat and air, as well as a central wood furnace for efficient heating.Recent updates include: Concrete septic system, new roof, new pool liner, & pool cover. A recent termite inspection was done on the home and barn and passed!Outdoor highlights include a huge stocked pond, an in-ground pool, carports, and a barn with stalls, a corral pen, and a loft workshop. This property was recently appraised and is listed below appraised value. It has everything you could ask for!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
Ava Elementary SchoolGrades PK-40.7 mi
7/10
Ava Middle SchoolGrades 5-80.7 mi
6/10
Ava High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1978

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Vinyl,Tile
  • Fireplace features: Basement
  • Fireplace: Yes
  • Finished area below ground: 1,838
  • Finished area above ground: 1,838

Heating & Cooling

  • Heating features: Baseboard,Wood Burning Furnace,Central,Ventless,Fireplace(s),Electric,Wood,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,676
  • Total interior livable area: 3,676 sqft

Property

Details

  • Parcel number: 11112371

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Covered,Deck
  • Fencing: Cross Fenced,Full,Barbed Wire
  • Waterfront features: Pond

Lot

  • Lot size: 18 Acres
  • Features: Acreage,Wooded/Cleared Combo,Rolling Slope

Parking

  • Total spaces: 4
  • Parking features: Driveway,Workshop in Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Lightning
Winter Weather
Earthquake
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$259$3,108
Property Taxes $150$1,800
Electricity $280$3,368
Total$3,090$37,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,942/yr
40% on housing$92,700/yr
45% on housing$82,400/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 65608$167
Douglas County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 65608
Douglas County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$489,900
2026-02-23Pending sale$489,900
2025-08-19Price change$489,900
2025-07-17Listed for sale$499,900
2025-06-17Pending sale$499,900
2025-04-29Price change$515,000
2025-04-25Price change$499,900
2025-01-30Listed for sale$515,000

For Sale by Agent

AgentWanda Murphy
BrokerageUnited Country Area Land Realty

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