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1100-1104 Montreat Rd, Black Mountain, NC, 28711

1beds
4baths
9,785sqft
$825,000
$84price/sqft
$5,702/moest. monthly cost
$228,080/yrincome needed

About This Home

The sale includes two lots, both zoned UR 8 with the 11000 sq ft building carrying a grandfathered use for light industrial/manufacturing. The secibd property has a a single-family home in need of complete renovation or tear down for a combined size of 1 acre MOL. Both lots sold together.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
5/10
Charles D Owen MiddleGrades 6-83.7 mi
8/10
Charles D Owen HighGrades 9-123.2 mi

Construction

Condition

  • Year built: 1946

Materials

  • Roof: Rubber
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Basement Shop,Bath/Stubbed,Full,Interior Entry,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 4
  • Full bathrooms: 1
  • 1/2 bathrooms: 3
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 9,785

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 9,785
  • Total interior livable area: 9,785 sqft

Workshop

  • Features: None
  • Level: Main

Property

Details

  • Parcel number: 071041339300000
  • Zoning: UR8
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1 Acres
  • Features: Corner Lot,Level,Open Lot

Parking

  • Parking features: Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$229$2,748
Property Taxes $391$4,692
Electricity $911$10,936
Total$5,702$68,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,497/yr
40% on housing$171,060/yr
45% on housing$152,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 28711$274
Buncombe County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28711$301
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Listed for sale$825,000

For Sale by Agent

AgentRobin Cape
BrokerageEXP Realty LLC

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