41 Shut, Hobgood, NC, 27843
About This Home
Half+ acre corner lot with a 1950s stone building and attached residence, right off US Hwy 25/70. Level land with paved parking, grassy yard, and big shade trees. Well water, electricity, septic, phone, and fiber/satellite internet are already in place. The single-story building has a metal roof and solid river-rock exterior but needs a remodel, so it’s being sold as is. Inside you’ll find a large open space, kitchen/dining area, bathroom, living room, and two extra rooms. This place has great bones and tons of character—perfect for a home-based business, shop, or creative space. Keep the classic stonework and give the inside a fresh update to make it your own. Just minutes from downtown Hot Springs, the French Broad River, Pisgah National Forest, and the Appalachian Trail.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Other - See Remarks
- Roof: Metal
- Construction materials: Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Other
- Laundry features: Other
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 0
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 0
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 8850364596
- Zoning: RA
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Fencing: Barbed Wire,Fenced
- Has view: Yes
- View description: Long Range,Mountain(s)
Lot
- Lot size: 0.53 Acres
- Features: Cleared,Corner Lot,Level,Wooded,Views
Parking
- Parking features: Parking Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Cold Wave
- Ice Storm
- Landslide
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $831 | $9,972 |
| Home Insurance * | $74 | $888 |
| Property Taxes | $65 | $780 |
| Electricity | $200 | $2,405 |
| Total | $1,170 | $14,040 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-07 | Price change | $164,500 |
| 2025-09-26 | Listed for sale | $174,500 |
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