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205 N Davis St, Chico, TX, 76431

6beds
4baths
8,000sqft
$354,900
$44price/sqft
$3,369/moest. monthly cost
$134,760/yrincome needed

About This Home

Investment property located in Chico, Texas. Ideal for use by a church with no concern over zoning change. With 6 separate rooms plus large storage rooms and a massive 55ftX60ft great room along with bathrooms with multiple toilets, this is a unique property. Being zoned as residential, this property has potential to go through the process of getting the zoning changed to commercial to open up opportunities for use such as an event center or daycare. If zoning is changed, multiple offices surround the huge open area or sanctuary, including an area that could be set up for an owner or manager apartment. The large kitchen would be perfect for catering events within the building or to use for outside catering or food processing. A retirement facility with common dining and kitchen would work well with minor adaptations and additions of bathrooms. The property has been used as a venue and as a church in the past. Buyer to verify use changes with the city of Chico. Call today.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Chico Elementary SchoolGrades PK-50.7 mi
5/10
Chico Middle SchoolGrades 6-80.6 mi
5/10
Chico High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 1
  • 1/2 bathrooms: 3

Features

  • Open Floorplan
  • Flooring: Laminate

Great Room

  • Level: First
  • Dimensions: 55 x 60

Heating & Cooling

  • Heating features: Central,Electric,Zoned
  • Cooling features: Central Air,Electric,Multi Units,Zoned

Interior Area

  • Total interior livable area: 8,000 sqft

Kitchen

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: S2640002500
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Topography of land: Level

Lot

  • Lot size: 0.65 Acres
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,On Site,Parking Lot,On Street
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Hail
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,794$21,528
Home Insurance *$375$4,500
Property Taxes $322$3,864
Electricity $878$10,541
Total$3,369$40,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,508/yr
40% on housing$101,070/yr
45% on housing$89,840/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$44This listing

vs Other Active Listings

Avg $/sqft

ZIP 76431$260
Wise County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 76431$200
Wise County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-12Listed for sale$354,900
2026-03-12Listing removed$359,900
2025-12-11Listed for sale$359,900
2025-12-04Listing removed$375,000
2025-09-04Listed for sale$375,000

For Sale by Agent

AgentCason Caraway
BrokeragePost Oak Realty West

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