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1478 Hornblend St, San Diego, CA, 92109

12beds
11baths
6,860sqft
$5,500,000
$802price/sqft
$32,845/moest. monthly cost
$1,313,800/yrincome needed

About This Home

The Surf House is a trophy-quality 10-unit luxury apartment community ideally located at 1478 Hornblend Avenue in the heart of Pacific Beach, San Diego. This exceptional offering represents a rare opportunity to acquire a fully rebuilt, turnkey coastal asset in one of Southern California’s most supply-constrained and sought-after rental submarkets. Completed in June 2024, The Surf House underwent a comprehensive stripped-down-to-the-studs redevelopment under full City of San Diego permits, bringing the property to modern building code standards and ensuring long-term structural and operational durability. Major upgrades include a new 600-amp electrical system (100 amps per unit), all-new plumbing, a centralized hot water system, fire sprinklers, foundation, new roof, windows, smooth-finish stucco, custom gutters, and architectural steel staircases. Interiors of each residence feature premium designer-level finishes, such as quartz countertops, custom style cabinetry, designer tile, high-end stainless-steel appliances, luxury vinyl plank flooring, in-unit washer and dryer, and individual split HVAC systems. Every unit has been meticulously designed to complement a modern coastal lifestyle, offering private outdoor living areas—including exclusive patios or expansive roof decks—with many units capturing panoramic ocean and bay views. Centrally located just six blocks from the shoreline and steps from Garnet Avenue’s vibrant dining, retail, and entertainment corridor, The Surf House boasts a Walk Score of 96, driving strong resident demand and premium rents. With stric

Getting Around

97
WalkingWalker's Paradise
44
TransitSome Transit
65
BikeBikeable

Schools

10/10
9/10
Mission Bay High SchoolGrades 9-121.1 mi

Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: Owned

Bedrooms & Bathrooms

  • Bedrooms: 12
  • Bathrooms: 11
  • Full bathrooms: 11

Interior Area

  • Total structure area: 6,860
  • Total interior livable area: 6,860 sqft

Property

Details

  • Parcel number: 4230921000
  • Zoning: RM-2-5
  • Zoning description: RM-2-5
  • Special condition: Call Agent

Features

  • Stories: 2

Lot

  • Lot size: 6,229 sqft
  • Lot size dimensions: 50 x 137

Parking

  • Total spaces: 9
  • Parking features: Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $27,810$333,720
Home Insurance *$494$5,928
Property Taxes $3,070$36,840
Electricity $1,471$17,652
Total$32,845$394,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,126,114/yr
40% on housing$985,350/yr
45% on housing$875,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$802This listing

vs Other Active Listings

Avg $/sqft

ZIP 92109$1,011
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92109$1,129
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-07Price change$5,850,000
2025-10-30Listed for sale$6,350,000
2025-09-26Listing removed$6,350,000
2025-07-24Listed for sale$6,350,000

For Sale by Agent

AgentJohn Francis Rodiles
BrokerageThe Mogharebi Group

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