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604 Apache Tears, Horseshoe Bay, TX, 78657

4beds
4baths
3,593sqft
$895,000
$249price/sqft
$6,615/moest. monthly cost
$264,600/yrincome needed

About This Home

Welcome to 604 Apache Tears, a serene Hill Country retreat in the highly sought-after Horseshoe Bay West community. Perfectly blending modern luxury with relaxed Texas charm, this newly constructed home rests on an oversized 0.41-acre lot close to both the lake and the golf course. Designed for comfort and versatility, the open-concept layout welcomes you with soaring ceilings, abundant natural light, and elegant finishes—ideal for family living, entertaining friends, or enjoying quiet evenings at home. The island kitchen takes center stage, boasting quartz countertops, stainless steel appliances, and a walk-in pantry, flowing seamlessly into the spacious living and dining areas. Oversized sliding doors lead to a covered patio overlooking the private, peaceful backyard-perfect for casual gatherings, grilling, or simply relaxing after a long day. The main-level primary suite offers a spa-inspired bath featuring a soaking tub, walk-in shower, and custom closet. A private study, powder bath, and mudroom are conveniently located on the main level. Upstairs, you’ll find a flex room-perfect for movie nights, hobbies or a home gym-along with a junior suite and two additional guest rooms that share a Jack-and-Jill bath. With a 3-car garage, hardwood floors, and designer finishes, this home is luxurious yet perfectly livable for every stage of life. Just minutes from award-winning golf courses, constant-level Lake LBJ, and resort amenities, 604 Apache Tears offers the best of Horseshoe Bay living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
6/10
Llano Junior High SchoolGrades 6-820.0 mi
6/10
Llano High SchoolGrades 9-1220.3 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Siding,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Washer Hookup,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Pantry,Recessed Lighting,Split Bedroom,Quartz Countertops
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,593
  • Total interior livable area: 3,593 sqft

Property

Details

  • Parcel number: 034802
  • Zoning: RES

Features

  • Levels: One
  • Stories: 2
  • Patio & porch: Covered
  • Fencing: None
  • Has view: Yes
  • View description: Hill Country
  • Waterfront features: No

Lot

  • Lot size: 0.41 Acres
  • Features: Landscaped
  • Lot size dimensions: 179 x 173 x 135 x 66

Parking

  • Total spaces: 3
  • Parking features: 3+ Car Attached Garage,Garage Door Opener,Side Entry
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Tornado
Winter Weather
Cold Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$734$8,808
Property Taxes $962$11,544
Electricity $394$4,734
Total$6,615$79,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$226,800/yr
40% on housing$198,450/yr
45% on housing$176,400/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 78657$487
Llano County$414

vs Homes Sold Last Month

Median $/sqft

ZIP 78657
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Price change$895,000
2026-04-10Listed for sale$940,000
2026-04-02Listing removed$980,000
2025-10-06Listed for sale$980,000
2025-07-26Listing removed$999,000
2025-04-09Price change$999,000
2025-03-07Price change$1,099,000
2025-01-31Listed for sale$1,125,000
2024-10-21Listing removed$1,168,000
2024-06-14Price change$1,168,000
2024-05-23Listed for sale$1,320,000

For Sale by Agent

AgentShirl A Thornton
BrokerageRE/MAX HORSESHOE BAY RESORT SA

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