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414 B Camino Don Miguel #A, Santa Fe, NM, 87505

4beds
2baths
1,702sqft
$1,250,000
$734price/sqft
$7,355/moest. monthly cost
$294,200/yrincome needed

About This Home

A unique duplex offering a fantastic opportunity for both homeowners and investors. This property features two mirroring apartments, each thoughtfully designed with 2 bedrooms, 1 bath, a laundry closet with hookups, and an open-concept living, dining, and kitchen area. The cozy kiva fireplaces add a touch of Southwestern charm, while the front portals and enclosed yards provide inviting outdoor spaces for relaxation or entertainment. Each kitchen is equipped with essential appliances, making the units move-in ready or perfect for rental opportunities. Live in one unit and rent out the other to generate income while enjoying the convenience of having tenants close by. Adding to the property's value is an oversized garage with stunning vigas, offering ample room for storage, workspace, or potential expansion. The expansive lot provides parking for over a dozen vehicles, making it ideal for those who need extra space or have plans for future development. Located in the heart of Santa Fe, this duplex combines comfort, functionality, and investment potential in one incredible package. Don't miss out on this rare opportunity—schedule your private showing today!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
Atalaya Elementary SchoolGrades PK-60.6 mi
6/10
Milagro Middle SchoolGrades 7-82.6 mi
--
Santa Fe EngageGrades 9-126.1 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Metal,Pitched
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: MultiFamily
  • Architectural style: One Story
  • Property subType: Duplex,Multi Family,Multi Family

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Water Heater,Oven,Range,Refrigerator,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • No Interior Steps

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total structure area: 1,702
  • Total interior livable area: 1,702 sqft

Property

Details

  • Parcel number: 010108800
  • Zoning: Historic,R5
  • Zoning description: R-5
  • Special condition: Standard

Lot

  • Lot size: 0.36 Acres

Parking

  • Parking features: Detached,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$419$5,028
Property Taxes $468$5,616
Electricity $148$1,780
Total$7,355$88,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,171/yr
40% on housing$220,650/yr
45% on housing$196,133/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$734This listing

vs Other Active Listings

Avg $/sqft

ZIP 87505$366
Santa Fe County$365

vs Homes Sold Last Month

Median $/sqft

ZIP 87505$345
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-05Price change$1,350,000
2025-12-08Price change$1,400,000
2025-02-01Listed for sale$1,450,000

For Sale by Agent

AgentFrancesco R. Crisafulli
BrokerageKeller Williams Realty

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