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12839 Fort Belknap, San Antonio, TX, 78245

4beds
4baths
3,028sqft
$569,950
$188price/sqft
$4,280/moest. monthly cost
$171,200/yrincome needed

About This Home

This yard is the kind you don't come across often. Wide open, beautifully maintained, and designed for real life with space to play, host, and unwind. Inside, this immaculately cared for 3,028 sqft home feels bright and open with tall ceilings and thoughtful upgrades throughout. Updated lighting, custom paint, and ceiling fans in nearly every room add comfort and style. The kitchen features a gas cooktop, built-in oven and microwave, upgraded dishwasher, and a 3-door refrigerator that conveys. Step outside to a spacious patio made for everyday living with outdoor fans, pull-down shades, and misters to keep things cool while you watch the kids play. The yard is fully landscaped with a sprinkler system, stained and sealed fencing, and a storage shed. Additional highlights include two primary suites, soft water system with reverse osmosis, custom gutters, and stone-lined drainage. Enjoy easy access to the neighborhood pool, playground, and basketball court just down the street.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Tornado
Lightning
Cold Wave
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,881$34,572
Home Insurance *$331$3,972
Property Taxes $736$8,832
Electricity $332$3,989
Total$4,280$51,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,742/yr
40% on housing$128,400/yr
45% on housing$114,133/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 78245$127
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78245$152
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentKelly Barta
BrokeragePhyllis Browning Company

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