20005 Highway 80, Hulbert, OK, 74441
About This Home
Rare 10-Acre Private Lake Access Property w/Shops & Enclosed Fishing Dock. As close as you can get to the shore of Fort Gibson Lake —this 10-acre retreat has access to private water access, boat ramp, and a 36x18 enclosed fishing dock w/electric, w/boat club membership. The land offers privacy and endless outdoor opportunities with a gardening greenhouse, wet-weather creek and abundant wildlife including deer and turkey known to lounge around the house. Pecan, peach, dogwood, and elderberry trees add to the park-like setting. Property adjoins U.S. Corp of Engineers property on West and South sides, offering nearby caves to explore. The 3-bedroom, 1.5-bath Morton-built home is thoughtfully designed with upgraded construction features for safety and longevity, a screened porch overlooking winter lake view, covered porch and patio. For the home you’ll find an electric fireplace, custom cabinets with built-in pull-out shelving, like-new included appliances (refrigerator, dishwasher, microwave, washer/dryer combo), and modern water systems including a 420 ft well with 360 ft pump, whole-house filtration, on-demand water heater, water softener, UV/chlorine filters, waste pump and aerobic septic. A rainwater catch system for gardening is also included. Two insulated shops provide exceptional space with a 20x20 shop with water/electric, wet sink & single bay door, and a 30x40 shop with storage, 2 bay doors, entry door & 220v electric. Cleared park like acreage around the home, and survey complete this one-of-a-kind property. Enjoy the perfect blend of lake access, acreage, and modern comforts—ideal for recreation, homesteading, or a private retreat. Within 20 miles of Tahlequah, Wagoner, Muskogee and an hour to Tulsa.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Steel,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Water Softener,Tankless Water Heater,Washer
- Laundry features: Washer Hookup,Electric Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Butcher Block Counters,High Ceilings,High Speed Internet,Wired for Data,Electric Oven Connection,Programmable Thermostat
- Door features: Insulated Doors
- Window features: Vinyl
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,408
- Total interior livable area: 1,408 sqft
Property
Details
- Parcel number: 00000816N20E001300
- Horse amenities: Horses Allowed
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Enclosed,Patio,Porch
- Exterior features: Gravel Driveway,Rain Gutters
- Fencing: None
- Waterfront features: Boat Ramp/Lift Access,Cove,Lake,River Access,Water Access
- Waterbody name: Fort Gibson Lake
- Topography of land: Sloping
- Horses can be raised: Yes
Lot
- Lot size: 10 Acres
- Features: Fruit Trees,Mature Trees,Sloped,Wooded
Parking
- Total spaces: 3
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Ice Storm
- Lightning
- Tornado
- Wildfire
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Cherokee County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance | $696 | $8,352 |
| Property Taxes | $203 | $2,436 |
| Electricity | $144 | $1,732 |
| Total | $3,566 | $42,792 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-14 | Price change | $499,000 |
| 2025-09-16 | Listed for sale | $550,000 |
| 2014-04-28 | Sold | $30,000 |
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