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3097 Fayal Dr, Pensacola, FL, 32526

5beds
3baths
3,263sqft
$550,000
$169price/sqft
$4,186/moest. monthly cost
$167,440/yrincome needed

About This Home

Live the Gulf Coast dream in this stunning 5-bed, 3-bath home with 3,262 sq. ft., den, and heated/cooled Florida sunroom—all backing to a serene bird preserve just 1 mile from Perdido Bay! Soaring vaulted ceilings, luxury tile floors, and a fully renovated quartz kitchen with stainless appliances set the stage. Entertain in style with a pergola dining area, 24x12 pool, and 60x20 party space with granite bar and sink. Relax in the private primary suite with jetted tub and walk-in closet. Newer roof, HVAC, and appliances, plus fenced yard with shed, lush landscaping, and mini vineyard. Gutted in 2019, and major remodeling done again in 2024 you don't want to miss this one! Available only due to relocation! This home in a quiet, no-through-traffic community near NAS is move-in ready and loaded with upgrades!

Getting Around

2
WalkingCar-Dependent
9
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

8/10
2/10
Bellview Middle SchoolGrades 6-82.2 mi
2/10
Pine Forest High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Electric Water Heater
  • Laundry features: Inside,W/D Hookups

Bedroom

  • Level: First
  • Area: 132

Bedroom1

  • Level: First
  • Area: 132

Bedroom2

  • Level: First
  • Area: 120

Bedroom3

  • Level: First
  • Area: 187

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Vaulted Ceiling(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,263
  • Total interior livable area: 3,263 sqft

Kitchen

  • Level: First
  • Area: 280

Master Bedroom

  • Level: First
  • Area: 196

Property

Details

  • Parcel number: 082s311900190001
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Fenced,In Ground,Salt Water

Lot

  • Lot size: 0.27 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$547$6,564
Property Taxes $530$6,360
Electricity $328$3,940
Total$4,186$50,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,520/yr
40% on housing$125,580/yr
45% on housing$111,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 32526$160
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32526$169
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-21Price change$550,000
2025-08-28Listed for sale$590,000
2023-07-24Sold$435,000
2023-05-22Contingent$430,000
2023-05-17Listed for sale$430,000
2013-08-19Sold$79,900
2013-07-14Listed for sale$79,900
2013-04-08Sold$39,000
2013-02-26Listed for sale$37,900
2010-07-12Sold$115,000
2007-07-30Sold$57,500
2006-01-27Sold$115,000
2000-08-01Sold$78,000

For Sale by Agent

AgentSteven Koleno
BrokerageBeycome of Florida, LLC

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