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4280 Buttermilk Rd, Lexington, KY, 40509

4beds
3baths
2,543sqft
$704,000
$277price/sqft
$4,505/moest. monthly cost
$180,200/yrincome needed

About This Home

Price reduction due to projected tarrifs not being imposed - Proposed Construction.Discover The Courtney Plan, a stunning proposed construction home by the renowned M & M Properties. Located on one of the best lots in the Hamburg area, this home combines elegance, comfort, and modern living. Home Features: 4 Bedrooms, 2.5 Baths All-Brick Exterior built on a crawl space, ensuring durability and timeless appeal. Hardwood Flooring throughout the first floor, offering warmth and sophistication. Gourmet Kitchen with: Quartz countertops, awalk-in pantry, ample space for culinary creativity. Formal Dining Room for gatherings and entertaining. The Primary Suite with a Tray ceiling and a large vanity and beautifully tiled shower in the en-suite bath. Additional Bedrooms: 3 generously sized rooms. Outdoor Living: A spacious covered patio, perfect for relaxation and entertaining. Location Highlights: The home backs to trees in a park-like setting, offering privacy and tranquility. A planned park at the Rails-to-Trails walking trail will include amenities like a pickleball court. Convenient access to shopping, restaurants, and major highways (I-75 and I-64).. Don't miss this opportunity. House not started yet

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Property condition: To Be Built
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Dining Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Blinds,Screens
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Ventless
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,543

Foyer

  • Level: First

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Zoned
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,543
  • Total interior livable area: 2,543 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 38306760

Features

  • Levels: Two
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 8,833 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,559$42,708
Home Insurance *$254$3,048
Property Taxes $492$5,904
Electricity $200$2,409
Total$4,505$54,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,457/yr
40% on housing$135,150/yr
45% on housing$120,133/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 40509$193
Fayette County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 40509$195
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-04-30Price change$704,000
2024-12-10Listed for sale$804,900

For Sale by Agent

AgentShelia McCoy
BrokerageRE/MAX Creative Realty

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