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5795 Fm 513 S, Lone Oak, TX, 75453

5beds
4baths
3,200sqft
$674,990
$211price/sqft
$4,521/moest. monthly cost
$180,840/yrincome needed

About This Home

Modern Farmhouse No HOA The perfect blend of luxury, and country charm. Open-concept layout with soaring ceilings. Gourmet kitchen with massive island, double fridge, built-in microwave drawer, commercial-grade stove. Electric fireplace with real wood beam mantle and ceiling beam. Luxury primary suite and spa-like bathroom featuring a large stone walk-in shower, soaking tub, and double vanities. His & Hers custom walk-in closets. Oversized walk-in pantry. Mudroom and a full guest bathroom. Large landing, 4 additional spacious bedrooms two with en-suite baths and walk-in closets, private balcony. Large attic space with tall ceilings. Front deck: a bed swing, back deck is perfect for outdoor dining or entertaining. Attached 2-car garage with high ceilings. Detached garage-workshop, pond, fully fenced for livestock, additional electrical and sewer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
6/10
Lone Oak Middle SchoolGrades 6-80.8 mi
7/10
Lone Oak High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Concrete,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave,Range,Refrigerator,Some Commercial Grade

Bedroom

  • Level: Second
  • Dimensions: 17 x 15

Bedroom

  • Level: Second
  • Dimensions: 17 x 15

Bedroom

  • Level: Second
  • Dimensions: 14 x 10

Bedroom

  • Level: First
  • Dimensions: 20 x 8

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Level: Second
  • Dimensions: 15 x 16

Features

  • Central Vacuum,Decorative/Designer Lighting Fixtures,High Speed Internet,Loft,Multiple Staircases,Paneling/Wainscoting,Vaulted Ceiling(s),Wired for Sound
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Electric,Insert
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 3,200 sqft

Kitchen

  • Level: First
  • Dimensions: 20 x 15

Living Room

  • Level: First
  • Dimensions: 20 x 14

Master Bedroom

  • Features: Closet Cabinetry,Dual Sinks,Garden Tub/Roman Tub,Linen Closet,Sitting Area in Primary,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 11

Other

  • Level: First
  • Dimensions: 15 x 15

Other

  • Level: Second
  • Dimensions: 10 x 7

Other

  • Level: First
  • Dimensions: 7 x 7

Other

  • Level: Second
  • Dimensions: 8 x 7

Utility Room

  • Level: First
  • Dimensions: 10 x 8

Property

Details

  • Parcel number: 231784

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Balcony,Covered
  • Exterior features: Balcony,Lighting,Rain Gutters
  • Fencing: Cross Fenced,Metal,Wood

Lot

  • Lot size: 30 Acres
  • Features: Acreage,Pasture

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage,Boat,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$460$5,520
Property Taxes $297$3,564
Electricity $351$4,216
Total$4,521$54,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,005/yr
40% on housing$135,630/yr
45% on housing$120,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 75453$152
Hunt County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 75453$162
Hunt County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$724,900
2026-03-18Listing removed$759,000
2026-03-12Price change$759,000
2026-03-09Price change$759,900
2025-12-01Price change$769,900
2025-10-01Price change$774,900
2025-09-17Listed for sale$799,000

For Sale by Agent

AgentEdward Mcclintick
BrokerageJoseph Walter Realty, LLC

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