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325 Dilbeck Ln, Niota, TN, 37826

4beds
3baths
1,991sqft
$290,000
$146price/sqft
$2,294/moest. monthly cost
$91,760/yrincome needed

About This Home

Buyer financing incentive available Take advantage of a lender-paid interest rate buy down that may reduce your monthly mortgage payment* Nearly new and move-in ready, this 2024-built home in Niota offers 1,991 square feet of modern living space with smart home features ready for you to make it your own. Welcome to 325 Dilbeck Lane, where comfort, convenience, and technology come together. This home features a spacious layout with open living areas, generous bedrooms, and functional space designed for both everyday living and entertaining. Designed with today's lifestyle in mind, this property is equipped as a smart home, allowing you to control key features right from your phone. Adjust the dual climate temperatures, operate the garage door and front door, and manage lighting with smart switches installed in three of the four bedrooms and the kitchen. A Ring doorbell system is already in place, adding both convenience and peace of mind. For those working from home or needing reliable connectivity, the home is actively wired for internet, making it a strong fit for remote work, streaming, and everyday use. Located in the quiet community of Niota, this home offers the charm of small town living with convenient access to nearby cities. You are just 15 minutes from Athens, 13 minutes to Sweetwater, about 50 minutes to Knoxville, and approximately one hour to Chattanooga. If you have been searching for a newer home that offers modern features, functional space, and the ability to move in without the wait of building, 325 Dilbeck Lane is ready for its next owner. Schedule your private showing and come see what it feels like to make this home yours. *This offer is exclusively available for 325 Dilbeck Ln, Niota, TN 37826. Inquire for more details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
Niota Elementary SchoolGrades PK-80.7 mi
5/10
Mcminn High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 2024

Materials

  • Construction materials: Frame,Vinyl Siding,Other,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: None

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Pantry
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,991
  • Total interior livable area: 1,991 sqft

Kitchen

  • Features: Pantry
  • Level: Pantry

Other

  • Features: Utility Room
  • Level: Utility Room

Property

Details

  • Parcel number: 026M B 03600 000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 2
  • Topography of land: Level

Lot

  • Lot size: 7,840 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Drought
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance $183$2,196
Property Taxes $470$5,640
Electricity $175$2,103
Total$2,294$27,528

Income You'd Need if You Spent...

35% on housing$78,651/yr
40% on housing$68,820/yr
45% on housing$61,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 37826$181
McMinn County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 37826$167
McMinn County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$290,000
2025-06-30Sold$290,835
2025-06-14Pending sale$290,835
2025-04-15Price change$290,835
2025-03-01Price change$285,835
2025-02-04Listed for sale$283,835

For Sale by Agent

AgentCecelia Baker
BrokerageUnited Real Estate Solutions

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