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404 Summer Duck Drive, Beaufort, NC, 28516

3beds
3baths
2,815sqft
$1,359,900
$483price/sqft
$7,914/moest. monthly cost
$316,560/yrincome needed

About This Home

An incredible opportunity for the Presale of a beautifully built custom home by award winning Streamline Developers in the highly sought after Peninsula of Beau Coast! Located in the heart of Beaufort and just a short golf cart ride to boutique shopping, amazing restaurants, coffee shops, and local music venues speckled along the most beautiful waterfront on the East Coast! This custom home will feature a ground floor primary bedroom with a beautiful ensuite bath complete with walk-in fully tiled shower, free-standing soaking tub, double vanities, designer quartz counter tops, and a large walk-in closet. The elegant chef's kitchen will feature a premier stainless appliance package with gas range, farmhouse style sink, glass mosaic tile backsplash, polished nickel hardware and a large island for entertaining which overlooks the great room with gas log fireplace dressed with a designer-stone surround and custom built-ins and beautiful windows to allow plenty of natural light. The great room then opens out to the covered rear porch for enjoying those tranquil Beaufort evenings with friends and family. Common area flooring in luxury Palladio engineered hardwood and designer tiled floors in bathrooms give this home a luxury and detailed finish. Looking for a home with office space for those who work remote? Look no further as this home has those in mind. On the second level you will find two guest bedrooms complete with a shared full bathroom, featuring dual vanities and separate water closet. There is an impressive bonus room over the 3-car garage which could be used as a second family room or entertaining space. Need more space? This home also features a sizeable loft with endless possibilities. Enjoy all the amenities that Beau Coast offers including a resort style pool, gorgeous clubhouse, pickleball courts, dog parks, kayak barn, day dock on Taylor's Creek, fitness room, and more. This home is sure to move quickly so act fast! Completion expected Summer 2026.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Beaufort Middle SchoolGrades 5-81.2 mi
7/10
East Carteret High SchoolGrades 9-124.5 mi
9/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Raised,Slab
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Other

  • Builder name: Streamline Developers

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Cooktop,Built-In Microwave,Refrigerator,Ice Maker,Disposal,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: Ground

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Entrance Foyer,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Gas Log,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes

Great Room

  • Level: Ground

Heating & Cooling

  • Heating features: Heat Pump,Electric,Zoned
  • Cooling features: Central Air,Zoned,Heat Pump

Interior Area

  • Total structure area: 2,815
  • Total interior livable area: 2,815 sqft

Kitchen

  • Level: Ground

Master Bedroom

  • Level: Ground

Office

  • Level: Ground

Other

  • Level: Second

Other

  • Level: Ground

Property

Details

  • Parcel number: 731617107452000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Fencing: None
  • Living area range: 2800 - 2999

Lot

  • Lot size: 0.42 Acres
  • Lot size dimensions: 74 x 160 x 183 x 153

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,876$82,512
Home Insurance *$278$3,336
Property Taxes $498$5,976
Electricity $262$3,146
Total$7,914$94,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$271,337/yr
40% on housing$237,420/yr
45% on housing$211,040/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$483This listing

vs Other Active Listings

Avg $/sqft

ZIP 28516$255
Carteret County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 28516$241
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-25Listed for sale$1,379,000
2025-11-10Sold$420,000
2025-09-15Contingent$420,000
2025-05-31Price change$420,000
2025-02-04Listed for sale$400,000

New Construction Spec

AgentJulia Vradelis
BrokerageTeam Streamline Real Estate, LLC.

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