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129 Zermat Dr #1-2, Crestline, CA, 92325

4beds
3baths
2,360sqft
$399,900
$169price/sqft
$2,968/moest. monthly cost
$118,720/yrincome needed

About This Home

LIVE IN ONE UNIT AND RENT THE OTHER. This San Moritz home has been split into two units with permits. It's super clean and ready to move in. Dual access from the front or back makes this the perfect 2-unit property. Unit one is the larger of the two, is has 2 bedrooms on the main level plus a large living room with real T & G ceiling and patio doors to take in the scenic view from the top deck. Plus, the remodeled U-Shaped kitchen with a gas stove. The farm sink has a large window making the kitchen light and bright. Also on the main level is a remodeled full bath. Downstairs is the primary bedroom. It could make an impressive private suite with separate sitting area and another bedroom. The 4th bedroom lends itself to being a home office or studio. The washer/ dryer is tucked just beside this room. Unit 1 has new carpet in the bedrooms and living area and laminate flooring in the kitchen. The ADU is best accessed from the lower driveway. It has a cute country kitchen, full bathroom and a separate sleeping area. The ADU has laminate flooring and tile in the bathroom. This property is priced to sell. Come take a look.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: SingleFamily
  • Property subType: Duplex

Interior

Appliances

  • Laundry features: Laundry Room

Bedroom

  • Features: Multi-Level Bedroom

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,360 sqft

Property

Details

  • Parcel number: 0337252020000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 7,600 sqft
  • Features: Sloped Up

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$197$2,364
Property Taxes $243$2,916
Electricity $506$6,072
Total$2,968$35,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,760/yr
40% on housing$89,040/yr
45% on housing$79,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 92325$192
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92325$265
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$399,900
2026-04-28Contingent$399,900
2026-03-18Price change$399,900
2026-01-18Listed for sale$420,000
2025-08-01Listing removed$499,900
2025-06-23Listed for sale$514,000

For Sale by Agent

AgentRosemarie Labadie
BrokerageCRESTLINE REAL ESTATE

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