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304 Elliot St #4, Newton Upper Falls, MA, 02464

3beds
2baths
2,097sqft
$1,625,000
$775price/sqft
$10,383/moest. monthly cost
$415,320/yrincome needed

About This Home

Discover the Allure of Modern Carriage House S°-Nestled in The Elliot Estate, the modern designed interior complements the beautiful Victorian exterior w/charming cupola. 3 bed, 2+ bath. Boasting 4 levels of incredible living space w/open concept kitchen w/stone waterfall countertops, double ovens, wine bar & beverage station. Stunning floating stairway, 3-sided fireplace, beautiful hdwd floors enhance the master level & stairs w/tile on the entertaining level. Impressive Master Suite w/cathedral ceilings, walk-in closet & luxurious spa-inspired bath w/radiant tile floors, soaking tub, bidet & walk in shower w/6 body sprays, rain head & waterfall. Lovely sitting area w/beautiful natural light provides a peaceful space. 4th level loft to cupola w/360 degree views. Versatile adaptability room design on garden level opens to a lovely stone terrace. Private entries, deeded pkg, smart technology & accessory separate space as finished studio/office/aupair/in-law/rental inc. opt. above garag

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10
Newton South High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Asphalt/Composition Shingles

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Microwave,Range,Refrigerator,Wine Refrigerator,Range Hood
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Second Floor,In Unit

Bathroom1

  • Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Bidet, Soaking Tub
  • Level: Second

Bathroom2

  • Features: Bathroom - Full

Bedroom2

  • Features: Closet
  • Area: 89.278

Bedroom3

  • Features: Closet
  • Area: 90.189

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Open Floorplan
  • Level: Main,First
  • Area: 86.479999999

Family Room

  • Area: 198.951

Features

  • Sitting Room,Loft
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Tile,Hardwood,Stone / Slate,Flooring - Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Dining Room,Kitchen,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,097

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric,Unit Control
  • Cooling features: Central Air,Heat Pump,Unit Control

Interior Area

  • Total structure area: 2,097
  • Total interior livable area: 2,097 sqft

Kitchen

  • Features: Countertops - Stone/Granite/Solid, Open Floorplan, Wine Chiller
  • Level: Main,First
  • Area: 107.16

Living Room

  • Features: Open Floorplan
  • Level: Main,First
  • Area: 198.951

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Cathedral Ceiling(s), Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 142.08

Property

Accessibility

  • Accessibility features: No

Details

  • Zoning: 0

Features

  • Entry location: Unit Placement(Ground,Walkout)
  • Patio & porch: Patio
  • Exterior features: Patio,Professional Landscaping

Parking

  • Total spaces: 2
  • Parking features: Detached,Heated Garage,Deeded,Garage Faces Side,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,216$98,592
Home Insurance *$387$4,644
Property Taxes $1,367$16,404
Electricity $413$4,962
Total$10,383$124,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$355,988/yr
40% on housing$311,490/yr
45% on housing$276,880/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$775This listing

vs Other Active Listings

Avg $/sqft

ZIP 02464$545
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02464$434
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-04Listed for sale$1,789,000
2025-12-01Listing removed$1,789,000
2025-09-12Listed for sale$1,789,000
2025-08-02Listing removed$1,675,000
2025-02-04Listed for sale$1,675,000

For Sale by Agent

AgentSheila Travi
BrokerageS&A Luxury Properties LLC

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