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869 Woodside Way, San Mateo, CA, 94401

2beds
2baths
2,317sqft
$1,648,000
$711price/sqft
$9,870/moest. monthly cost
$394,800/yrincome needed

About This Home

Recently remodeled (2023) and never occupied commercial space, offering a rare move-in ready mixed-use opportunity in the heart of San Mateo Village and a central Peninsula location. This property features a street-level commercial unit with strong visibility and direct street access, along with a separately accessed upper-level residential unit. The ground-floor commercial space offers an office/storefront-style frontage with large display windows, providing abundant natural light and excellent street presence. Front and rear entrances provide ADA-accessible sloped entry conditions. The commercial space has been extensively reconfigured, including demolition of prior interior improvements and the addition of newly designed storage and break rooms. Electrical upgrades include enhanced commercial-grade 220V power capacity, while existing wiring was partially retained and supplemented as needed. New Title 24–compliant lighting has been installed throughout. Additional improvements include an integrated HVAC system, a new hot water heater, commercial-grade laminate flooring, and an updated restroom. The flexible interior layout allows for immediate occupancy and supports a variety of business uses. The upper-level residential unit has been remodeled with fresh interior paint, a new kitchen, and a tastefully updated bathroom featuring a new vanity, mirror, lighting fixtures, and updated tile flooring. On-site parking is located at the rear of the property and accessed via the alley. Well-maintained and thoughtfully configured, this property is ideal for an owner-user or investor seeking a professional, service-oriented, or long-term investment opportunity.

Getting Around

90
WalkingVery Walkable
44
TransitSome Transit
74
BikeVery Bikeable

Schools

8/10
Borel Middle SchoolGrades 6-82.1 mi
9/10
San Mateo High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1942

Materials

  • Construction materials: Stucco,Glass Curtain Wall

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Updated Baths,Updated Kitchen,Shower Stall(s)
  • Flooring: Hardwood,Laminate,Tile,Other

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,MultiUnits,Central
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 2,317
  • Total interior livable area: 2,317 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 032122040
  • Special condition: Standard
  • Other equipment: Other,See Remarks

Features

  • Exterior features: Other

Lot

  • Lot size: 2,178 sqft
  • Features: Level,Street Light(s)

Parking

  • Total spaces: 4
  • Parking features: Alley Access,Uncovered Parking Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,333$99,996
Home Insurance *$176$2,112
Property Taxes $865$10,380
Electricity $496$5,962
Total$9,870$118,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$338,400/yr
40% on housing$296,100/yr
45% on housing$263,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$711This listing

vs Other Active Listings

Avg $/sqft

ZIP 94401$497
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94401$1,084
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-19Listed for sale$1,599,000

For Sale by Agent

AgentTing Yu Zhu
BrokerageBHG RE Reliance Partners

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