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1207 NE Loop 230, Smithville, TX, 78957

1beds
2baths
1,115sqft
$200,000
$179price/sqft
$1,579/moest. monthly cost
$63,160/yrincome needed

About This Home

Opportunity Knocks. Zoned "commercial". Smithville is a historic railroad town turned emerging growth market, that is also popular for tourism & small town outdoor recreation: fishing, paddling, and riverfront parks. It has proximity to SpaceX, The Boring Company, X(former Twitter HQ), which increases investor interest & rising land development. This Strategic Regional position benefits from being near Austin tech expansion, Tesla/Bastrop County industrial growth corridor and Hwy access to TX-71 & TX-95. You'll also recoginize it for its film exposure too (Hope Floats, Tree of Life, etc). You'll love 71 Bistro, Veterans Park, the Skateboard park, & more. You'll find it to be a tight-knit, pro-small business environment. This strategically located property has 2 structures on Loop 230! The FRONT building is approx. 500sf, with right side parking. It has private meter, 1/2 bath and 2nd room with 2nd door to exterior. It has road frontage on one of the main through streets connecting with Hwy 71. The SECOND structure is approx 615sf, (it has been a hair salon, and has extra faucets. Possibilities: Needs min 700sf to live in? or get variance? Buyer to confirm. Call for details). The area on the photo's left side is a spacious walk-in closet and a separate storage area. This also has a separate electrical meter and utilities. Behind this is an alley area. Per the survey, it fronts to NE 3rd St Loop 230, with Whitehead Street on the right and an alley on the left. When you stand in front of the back building you look East over the vacant part of the .22acre lot, to Whitehead St. NE 3rd St is beside a hair salon,and also across street from Washeteria, nearby Apple Lumber and other business. This is seen as a "Growth Edge Market" (early-stage expansion area near a major metro). More photos to come. See VisitSmithvilleTX org for more great info. Call me to set up a showing!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
4/10
5/10
Smithville High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Metal, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bedrooms: 1

Features

  • Primary Bedroom on Main,See Remarks
  • Flooring: Linoleum

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,115 sqft

Property

Accessibility

  • Accessibility features: Visitor Bathroom

Details

  • Parcel number: 78740
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Gutters Partial,No Exterior Steps
  • Fencing: Partial, Privacy
  • Has view: Yes
  • View description: Downtown
  • Waterfront features: None

Lot

  • Lot size: 9,670 sqft
  • Features: Level

Parking

  • Parking features: Outside

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Heat Wave

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$136$1,632
Property Taxes $194$2,328
Electricity $238$2,859
Total$1,579$18,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,137/yr
40% on housing$47,370/yr
45% on housing$42,106/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 78957$288
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78957$192
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$200,000
2026-02-06Listing removed$190,000
2025-09-30Price change$190,000
2025-04-14Listed for sale$198,500
2025-02-22Contingent$198,500
2025-02-05Listed for sale$198,500

For Sale by Agent

AgentJanette Friend-Harrington
BrokerageeXp Realty, LLC

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