




1207 NE Loop 230, Smithville, TX, 78957
About This Home
Opportunity Knocks. Zoned "commercial". Smithville is a historic railroad town turned emerging growth market, that is also popular for tourism & small town outdoor recreation: fishing, paddling, and riverfront parks. It has proximity to SpaceX, The Boring Company, X(former Twitter HQ), which increases investor interest & rising land development. This Strategic Regional position benefits from being near Austin tech expansion, Tesla/Bastrop County industrial growth corridor and Hwy access to TX-71 & TX-95. You'll also recoginize it for its film exposure too (Hope Floats, Tree of Life, etc). You'll love 71 Bistro, Veterans Park, the Skateboard park, & more. You'll find it to be a tight-knit, pro-small business environment. This strategically located property has 2 structures on Loop 230! The FRONT building is approx. 500sf, with right side parking. It has private meter, 1/2 bath and 2nd room with 2nd door to exterior. It has road frontage on one of the main through streets connecting with Hwy 71. The SECOND structure is approx 615sf, (it has been a hair salon, and has extra faucets. Possibilities: Needs min 700sf to live in? or get variance? Buyer to confirm. Call for details). The area on the photo's left side is a spacious walk-in closet and a separate storage area. This also has a separate electrical meter and utilities. Behind this is an alley area. Per the survey, it fronts to NE 3rd St Loop 230, with Whitehead Street on the right and an alley on the left. When you stand in front of the back building you look East over the vacant part of the .22acre lot, to Whitehead St. NE 3rd St is beside a hair salon,and also across street from Washeteria, nearby Apple Lumber and other business. This is seen as a "Growth Edge Market" (early-stage expansion area near a major metro). More photos to come. See VisitSmithvilleTX org for more great info. Call me to set up a showing!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1997
Materials
- Foundation: Slab
- Roof: Metal, Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- 1/2 bathrooms: 2
- Main level bedrooms: 1
Features
- Primary Bedroom on Main,See Remarks
- Flooring: Linoleum
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,115 sqft
Property
Accessibility
- Accessibility features: Visitor Bathroom
Details
- Parcel number: 78740
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
- Exterior features: Gutters Partial,No Exterior Steps
- Fencing: Partial, Privacy
- Has view: Yes
- View description: Downtown
- Waterfront features: None
Lot
- Lot size: 9,670 sqft
- Features: Level
Parking
- Parking features: Outside
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,011 | $12,132 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $194 | $2,328 |
| Electricity | $238 | $2,859 |
| Total | $1,579 | $18,948 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Listed for sale | $200,000 |
| 2026-02-06 | Listing removed | $190,000 |
| 2025-09-30 | Price change | $190,000 |
| 2025-04-14 | Listed for sale | $198,500 |
| 2025-02-22 | Contingent | $198,500 |
| 2025-02-05 | Listed for sale | $198,500 |
