55 Whispering Pines Way, Schenectady, NY, 12306
About This Home
Join Rotterdam's Newest 55+ Community Today & Enjoy The Carefree Lifestyle You've Been Yearning For. New Construction Contracts (TO BE BUILT) Now Being Accepted. One Floor Living In One Of Our 1500 Sq Ft Cottages Featuring Covered Front Porch, Den, Primary Bedroom w/ Walk-In Closet & Pvt Bath, Guest Bedroom w/ Walk-In Closet, Main Bath, Eat-In Kitchen w/ Granite Counters & SS Appl Pkg, Combined Great Rm/ Dining Rm w/ Sliding Doors to Covered Patio, Walk-Up 500 Sq Ft Attic Storage w/ Option To FInish, 2 Car Att Garage w/ Opener, Off St Pkg, Nat Gas Hot Air Heat, Elec HW, Full Basement & Natural Gas Fireplace Options. Interior Selections Available, HOA, Front/Side IG Sprinklers, 200 Amp CB Elec; Fire Suppression, Security & Emergency Call Systems, Ctrl A/C, Clubhouse, Golf Course, Public Water & Sewer, Mohonasen Central Schools.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle,Asphalt
- Construction materials: Other,Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Oven,Range,Refrigerator
- Laundry features: Laundry Closet,Main Level
Basement
- Has basement: Yes
- Basement: Full,Interior Entry,Sump Pump,Unfinished
Bedroom
- Level: First
- Area: 151.62
- Dimensions: 14.00 x 10.83
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: First
- Area: 102.1125
- Dimensions: 11.67 x 8.75
Features
- High Speed Internet,Ceiling Fan(s),Walk-In Closet(s),Eat-in Kitchen
- Door features: Sliding Doors
- Window features: Screens,Double Pane Windows
- Flooring: Vinyl,Carpet
- Finished area below ground: 0
- Finished area above ground: 1,500
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,500
- Total interior livable area: 1,500 sqft
Kitchen
- Level: First
- Area: 159.7386
- Dimensions: 10.42 x 15.33
Living Room
- Level: First
- Area: 301.9261
- Dimensions: 23.83 x 12.67
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
- Area: 188.04
- Dimensions: 12.00 x 15.67
Property
Details
- Parcel number: 422800 71.05355
- Zoning description: Single Residence
- Special condition: Standard
Features
- Pool features: Other,In Ground
- Patio & porch: Covered,Front Porch,Patio
- Exterior features: Lighting
- Fencing: None
- Has view: Yes
- View description: Pond,Trees/Woods,Golf Course
- Has water view: Yes
- Water view: Pond
Lot
- Lot size: 2,178 sqft
- Features: Level,Sprinklers In Front,Landscaped
Parking
- Total spaces: 2
- Parking features: Off Street,Paved,Attached,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,325 | $27,900 |
| Home Insurance * | $155 | $1,860 |
| Property Taxes | $812 | $9,744 |
| Electricity | $247 | $2,974 |
| Total | $3,539 | $42,468 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-24 | Price change | $459,900 |
| 2025-08-02 | Price change | $449,900 |
| 2025-06-10 | Price change | $445,900 |
| 2025-05-05 | Price change | $439,900 |
| 2025-02-06 | Listed for sale | $429,900 |
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