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1182 Heartwood Cypress Dr, Winter Haven, FL, 33881

3beds
2baths
0sqft
$139,900
--price/sqft
$1,120/moest. monthly cost
$44,800/yrincome needed

About This Home

MUSTANG RED GOLF CART INCLUDED. FRESHLY PAINTED INSIDE, 55 Plus Active Lifestyle Community. Seller is motivated. Only 6 years old which mean there is still plenty of life on the roof. LOW LOT FEE $521/month. This home has furniture that you can keep or can be removed if you have no need for it. You'll have all matching appliances, spacious shed, Golf CART INCLUDED, all season sunroom, laundry room, and plenty of storage throughout. As you walk into this beautiful home you are welcomed by an open concept that offers a spacious living room and a spacious light bright kitchen. This kitchen offers plenty of counter and cabinet space, an island, large sink, and two separate eat in areas. The primary bedroom has a spacious walk in closet, an ensuite bathroom with a beautiful walk in shower, linen storage cabinets and dual vanities. The back yard is a little oasis, with a creek that flows and provides a tranquil environment, also bringing in amazing wild life that you can sit and enjoy in your screened in porch or outdoor patio. There is a bonus room next to your beautiful open concept kitchen that can be used as a sitting room or formal dining room. In the community the calendar is filled with engaging activities designed to bring neighbors together. In Cypress Creek Village there's always something happening; from potlucks, game nights, dances, bingo nights, movie nights, swimming, walking, water aerobics, coffee socials, driving your golf carts and more. AMENITIES INCLUDE: Clubhouse, Heated Pool, Jacuzzi/Spa, Shuffleboard, Billiards Room, On-Site Library Fitness Center, Pickleball Courts, Theater Room, Horse Shoes, Gated Entrance, Bingo Board. and Pet Friendly. You must apply and get approved by park management before an offer can be accepted. DON'T MISS OUT, SCHEDULE A SHOWING TODAY!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

1/10
Elbert Elementary SchoolGrades PK-53.7 mi
3/10
Denison Middle SchoolGrades 6-84.8 mi
3/10

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,566

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,566

Kitchen

  • Features: Open

Property

Details

  • On leased land: Yes
  • Lease amount: 521

Features

  • Stories: 1
  • Patio & porch: Patio,Covered Porch,Enclosed Porch,Screened Porch
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: Street
  • On waterfront: Yes
  • Waterfront features: Creek

Lot

  • Features: Near Bus

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$131$1,572
Property Taxes $85$1,020
Electricity $197$2,366
Total$1,120$13,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,400/yr
40% on housing$33,600/yr
45% on housing$29,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33881$88
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33881$165
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-09Listed for sale$139,900
2025-08-05Listing removed$154,900
2025-05-13Price change$154,900
2025-02-06Listed for sale$159,000

For Sale by Agent

AgentDaniel Butler
BrokerageSun Realty of Florida

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