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306 Kirks Holw, Jones, OK, 73049

4beds
4baths
2,173sqft
$372,000
$171price/sqft
$2,621/moest. monthly cost
$104,840/yrincome needed

About This Home

3.75% STARTING RATE! Why settle for market rates when you can own a new home with a Year 1 rate of just 3.75%? The builder with our preferred lender is offering a massive incentive package to make this your most affordable move yet. Through a unique "Two-Step" buy-down program, we first lower your permanent base rate, then apply a 2-1 buy-down. • Year 1 Rate: 3.75% • Year 2 Rate: 4.75% • Years 3-30: 5.75% (Fixed) Stop waiting for rates to drop—we’ve already moved them for you with MASSIVE seller concessions. Beautiful home in the peaceful Jones countryside, offering modern finishes, quality craftsmanship, and thoughtful details throughout. This home is built on a durable post-tension foundation with spray-foam wall insulation for year-round efficiency. Inside, the home features wood floor tile throughout and a bright, open layout. The kitchen is centered around a striking quartz waterfall island paired with custom cabinetry. The oversized 3-car garage and extra-wide concrete driveway provide ample parking and storage. Outdoor living shines with a large covered front porch and a spacious covered back porch overlooking the quiet surroundings. Additional upgrades include full gutters and a charming built-in pet house that blends seamlessly into the home’s design. Located just minutes from Jones schools and an easy drive to NE OKC, this property offers the perfect blend of rural privacy and modern convenience. Please contact the listing agent for more details and to schedule a tour!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Jones Elementary SchoolGrades PK-51.3 mi
7/10
Jones Middle SchoolGrades 6-83.9 mi
8/10
Jones High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Brick & Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Modern
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Fireplace features: None

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,173
  • Total interior livable area: 2,173 sqft

Property

Details

  • Parcel number: 306NONEKirks73049
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Rain Gutters

Lot

  • Lot size: 0.80 Acres
  • Features: Cul-De-Sac,Other,Rural

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Drought
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters in Oklahoma County and Oklahoma

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,881$22,572
Home Insurance $294$3,528
Property Taxes $285$3,420
Electricity $161$1,939
Total$2,621$31,452

Income You'd Need if You Spent...

35% on housing$89,862/yr
40% on housing$78,630/yr
45% on housing$69,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 73049$220
Oklahoma County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 73049$210
Oklahoma County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$2,400
2026-04-17Listed for sale$380,000
2026-01-29Price change$2,500
2025-08-26Listed for rent$2,400

For Sale by Agent

AgentJanice Foust
BrokerageLIME Realty

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