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5942 Hurst Hammock Rd, Pensacola, FL, 32526

2beds
1baths
1,300sqft
$400,000
$308price/sqft
$3,059/moest. monthly cost
$122,360/yrincome needed

About This Home

Tucked away on a peaceful half-acre in one of Pensacola's fastest-growing areas, this charming 2-bedroom, 1-bath home offers the perfect blend of privacy, natural beauty, and convenience. Nestled in a quiet community in Beulah and Perdido Bay this hidden gem is surrounded by acres of pristine forest and the breathtaking Perdido River, creating a tranquil setting that's becoming increasingly hard to find. Inside, you'll find a bright, open-concept living and dining area that flows seamlessly into the kitchen, where water views from the kitchen and dining room windows provide a beautiful backdrop to everyday living. Just off the kitchen is a spacious pantry/bonus room, offering endless possibilities for extra storage, a home office, hobby space, or mudroom. Step outside to enjoy the large covered back deck; an ideal place to sip your morning coffee, entertain family and friends, or simply relax while taking in the peaceful surroundings. A detached garage provides additional storage and workspace for hobbies or outdoor gear. Homes in this secluded neighborhood rarely come on the market, making this a truly special opportunity to own a slice of paradise. Whether you're searching for your first home, a weekend retreat, or a peaceful place to downsize, you'll love the unique combination of privacy, scenic views, and easy access to all the growth and amenities the Beulah area has to offer. Don't miss your chance to own one of the area's best-kept secrets.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

7/10
Beulah Elementary SchoolGrades PK-54.2 mi
5/10
Beulah Middle SchoolGrades 6-85.2 mi
2/10
Pine Forest High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Wood
  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Other,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,300 sqft

Property

Details

  • Parcel number: 012S321900000000

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.96 Acres

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Cold Wave
Tornado
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$398$4,776
Property Taxes $442$5,304
Electricity $197$2,366
Total$3,059$36,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,880/yr
40% on housing$91,770/yr
45% on housing$81,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 32526$160
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32526$169
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$400,000

For Sale by Owner

AgentProperty Owner

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