See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

13554 Perdido Key Dr, Perdido Key, FL, 32507

2beds
3baths
1,122sqft
$435,000
$388price/sqft
$3,948/moest. monthly cost
$157,920/yrincome needed

About This Home

Charming coastal townhouse just steps from the sugar-white sands of Perdido Key! This beautifully updated 2 bedroom, 2.5 bathroom townhome offers the perfect blend of beachside living and everyday comfort. Conveniently located near restaurants, shopping, marinas, and public beach access, this property is ideal as a primary residence, vacation getaway, or income-producing investment property. Inside, you’ll find an updated kitchen with granite countertops, stylish finishes, and durable hardwood-look vinyl flooring throughout the main living areas. Both spacious bedrooms feature private en-suite bathrooms and their own balconies, creating the perfect retreat after a day at the beach. The open-concept living and dining area flows seamlessly to a private fenced backyard with patio space — perfect for grilling, entertaining, or relaxing in the coastal breeze. Additional highlights include a one-car garage, ample storage, and a location just minutes from the beach while still tucked away for privacy. Enjoy easy access to boating, fishing, golf, and all the best of Perdido Key and nearby Pensacola. This property has a strong short-term rental history and already has bookings secured for Summer 2026, offering immediate income potential for the next owner. A turnkey opportunity for those looking to enjoy the property personally while also benefitting from vacation rental revenue. Features Include: 2 Bedrooms | 2.5 Bathrooms Approx. 1,122 sq ft Updated kitchen with granite countertops Private balconies off both bedrooms Fenced backyard with patio One-car garage Short walk to beach access Close to restaurants, shopping, and entertainment No HOA Strong vacation rental opportunity Existing Summer 2026 rental bookings Coastal living at its best — move-in ready and waiting for you!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
5/10
3/10
Escambia High SchoolGrades 9-1211.5 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,122 sqft

Property

Details

  • Parcel number: 263S324300001003

Features

  • Exterior features: Other,Cement / Concrete
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 2,178 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$1,026$12,312
Property Taxes $526$6,312
Electricity $197$2,366
Total$3,948$47,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,360/yr
40% on housing$118,440/yr
45% on housing$105,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$388This listing

vs Other Active Listings

Avg $/sqft

ZIP 32507$272
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32507$193
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$435,000
2026-05-17Listed for sale$450,000
2022-03-25Sold$296,000
2022-02-15Listed for sale$285,000
2021-01-12Listing removed--
2021-01-04Listed for rent$1,400
2019-12-04Sold$187,000
2019-10-18Listing removed$1,450
2019-10-16Listed for rent$1,450
2019-09-17Listed for sale$185,000
2017-07-31Sold$158,000
2017-06-12Price change$164,900
2017-03-29Price change$174,900
2017-02-21Price change$185,000
2017-01-30Listed for sale$190,000
2013-04-25Sold$120,000
2013-01-12Price change$135,000
2012-09-11Listed for sale$150,000
2002-10-21Sold$99,000
2001-05-03Sold$89,000
2000-07-13Sold$88,000

For Sale by Owner

AgentProperty Owner

Similar Homes