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13574 Perdido Key Dr Unit 304, Perdido Key, FL, 32507

2beds
3baths
1,100sqft
$290,000
$264price/sqft
$2,666/moest. monthly cost
$106,640/yrincome needed

About This Home

Own on Perdido Key for a price that’s hard to beat! This is your chance to secure an affordable slice of paradise in the low density Key Winds community, just moments from the sugar-white sands and emerald waters of Perdido Key Beach. Why vacation here when you can live here? Fully renovated and move-in ready, this stylish townhome offers the coastal lifestyle buyers dream about without the beachfront price tag. Inside, you’ll find luxury vinyl plank flooring throughout—no carpet anywhere—plus a beautifully updated kitchen featuring eye-catching blue cabinetry, sleek quartz countertops, and modern lighting that elevates the entire space. The spacious living area is warm and inviting with a charming fireplace and sliding glass doors that open to your private ground-level deck, perfect for morning coffee or evening unwinding. Upstairs, the oversized primary suite features two closets and private access to a large covered/open-air balcony overlooking peaceful pond and green space views. Both bedrooms are generously sized and connected by a smart Jack-and-Jill layout with a separate shower room and adjoining bath spaces, offering the feel of two bathrooms for added comfort and privacy. A convenient upstairs laundry area with washer/dryer hookups adds everyday ease. Located just minutes from the beach, restaurants, shopping, boat launches, NAS Pensacola, the Naval Aviation Museum, and the world-famous Flora-Bama, this property places you in the center of everything people love about beach life.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
5/10
3/10
Escambia High SchoolGrades 9-1211.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Inside,W/D Hookups

Bedroom

  • Level: First
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Baseboards,Ceiling Fan(s)
  • Window features: Double Pane Windows,Blinds
  • Flooring: Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Living Room

  • Level: First
  • Area: 255

Master Bedroom

  • Level: Second
  • Area: 132

Property

Details

  • Parcel number: 353s321105033002
  • Attached to another structure: Yes
  • Zoning description: Res Multi

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered Deck
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 871.20 sqft
  • Features: Interior Lot

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$684$8,208
Property Taxes $319$3,828
Electricity $197$2,366
Total$2,666$31,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,405/yr
40% on housing$79,980/yr
45% on housing$71,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 32507$273
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32507$193
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$290,000
2026-05-09Listed for sale$295,000
2026-05-02Listing removed$1,750
2026-03-15Price change$1,750
2026-03-11Listed for rent$1,950
2025-06-10Listing removed$289,900
2025-05-25Price change$289,900
2025-02-21Listed for sale$299,900
2025-02-17Contingent$299,900
2025-01-22Listed for sale$299,900
2024-05-14Listing removed--
2023-10-20Listed for sale$299,000
2023-09-20Listing removed--
2023-08-27Price change$2,150
2023-08-24Listed for rent$2,300
2021-03-19Sold$209,000
2021-02-15Listed for sale$209,900
2020-02-26Listing removed$1,295
2020-01-25Listed for rent$1,295
2019-04-27Listing removed$1,175
2019-04-06Listed for rent$1,175
2017-04-06Listing removed$975
2017-03-29Listed for rent$975
2016-12-07Listing removed$950
2016-05-06Listing removed$925
2015-03-26Listing removed$875
2007-01-24Sold$189,900
2005-09-01Sold$165,000
2002-12-27Sold$61,400

For Sale by Agent

AgentTodd Atchison
BrokerageLevin Rinke Realty

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