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950 Shadow Ridge Dr, Pensacola, FL, 32514

3beds
2baths
2,025sqft
$299,000
$148price/sqft
$2,217/moest. monthly cost
$88,680/yrincome needed

About This Home

BRICK HOME in BOULDER CREEK Subdivision on a cul-de-sac with a .32 Acre lot. Spacious home with a great layout for everyday living, and ideal for entertaining family and friends. Living Room features high ceilings, a WOOD BURNING FIREPLACE, built-in shelving and Large Sliding Glass doors that lead you out to the Florida Room. Kitchen overlooks the living room and has plenty of cabinets with a spacious breakfast bar. Bedrooms are large with ample closet space. Both bathrooms have double sinks. The Primary Bedroom is large has a door that leads out to the Florida Room, private ensuite that has a soaking tub and separate walk in shower. Step outside to a Private Fenced Yard. ROOF 2017, HVAC Lennox installed 2022, New INSULATED GARAGE DOOR. Dishwasher installed in 2021. Solar Panels 2024.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

6/10
Ransom Middle SchoolGrades 6-85.5 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: W/D Hookups

Bedroom

  • Level: First
  • Area: 187

Bedroom1

  • Level: First
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 168.48

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Tile,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,025
  • Total interior livable area: 2,025 sqft

Kitchen

  • Level: First
  • Area: 200

Living Room

  • Level: First
  • Area: 354.75

Master Bedroom

  • Level: First
  • Area: 285.147

Property

Details

  • Parcel number: 231n302201029003
  • Zoning description: Res Single
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Back Yard

Lot

  • Lot size: 0.34 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$393$4,716
Property Taxes $110$1,320
Electricity $203$2,445
Total$2,217$26,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,011/yr
40% on housing$66,510/yr
45% on housing$59,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 32514$147
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32514$169
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$299,000
2002-12-18Sold$155,000

For Sale by Agent

AgentSarah Rivera Koch
BrokerageCentury 21 Allpoints Realty

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