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514 Ridge Vista Dr, Salem, SC, 29676

4beds
5baths
3,775sqft
$2,150,000
$570price/sqft
$12,536/moest. monthly cost
$501,440/yrincome needed

About This Home

Welcome to 514 Ridge Vista Dr, a nearly new serene retreat nestled in a tranquil cul-de-sac and bay on Lake Keowee. This custom-built home features four bedrooms and four and a half bathrooms, along with an office, recreation room, kitchenette, and ample storage. As you enter, you're greeted by a bright and airy living room adorned with cathedral ceilings, a large stone fireplace, and long lake views. Whether you're entertaining guests or enjoying a quiet evening, the kitchen, breakfast area, screened porch, and expansive open deck provide perfect settings. The open kitchen boasts quartz countertops, a large island that seats four, and a walk-in pantry. The primary suite, located on the main level, offers double sinks, a spacious tile shower, jetted tub, and generous walk-in closet. A desirable second guest suite, a powder room, and a laundry room are also conveniently located on the main level. Venture to the lakeside level, where a well-planned space awaits your family and guests. It features a recreation area with a custom stone fireplace and lake views, a kitchenette, two bedrooms, two bathrooms, an office, and additional storage. The bedrooms are positioned on either side of the recreation room for guest privacy, alongside two full bathrooms. An outdoor kitchen is situated under the covered patio, and a paved cart path/walkway leads down to the covered dock and waterfront, set in a peaceful bay with deep water access. The maximum square foot dock measures 26X30 with Hip and a Half Roof is in deep water and includes the boat lift, dock box, built in speakers, folding bench that sits in the water, and has power and water hooked up--everything you could ask for and ready for your boat this Summer! The property also includes a three-car garage, an exercise/storage area, mechanical storage, and extra storage off the lower level kitchenette. This gated community allows short term rentals and is conveniently located near HWY 11, less than 15 minutes to Seneca for dining, shopping, and health care, just 1 hour from Greenville, 1 hour and 30 minutes from Asheville, NC, and a little over an hour from Highlands, NC.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Walhalla Middle SchoolGrades 6-88.2 mi
5/10
Walhalla High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab,Basement
  • Roof: Architectural,Shingle
  • Construction materials: Cement Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Gas Oven,Gas Range,Multiple Water Heaters,Microwave,Refrigerator,See Remarks
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Heated,Interior Entry,Partially Finished,Walk-Out Access

Bedroom2

  • Level: Main
  • Dimensions: 13'11"X20'9"

Bedroom3

  • Level: Lower
  • Dimensions: 13'9"X13'4"

Bedroom4

  • Level: Lower
  • Dimensions: 14'7"X18'5"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 12'2X11'

Features

  • Wet Bar,Bathtub,Ceiling Fan(s),Cathedral Ceiling(s),Dual Sinks,Fireplace,Granite Counters,Jetted Tub,Bath in Primary Bedroom,Main Level Primary,Other,Quartz Counters,See Remarks,Smooth Ceilings,Separate Shower,Walk-In Closet(s),Walk-In Shower,Wired for Sound,Window Treatments,Breakfast Area
  • Window features: Blinds
  • Flooring: Ceramic Tile,Luxury Vinyl Plank
  • Fireplace features: Gas,Gas Log,Multiple,Option
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump,Zoned

Interior Area

  • Total structure area: 3,775
  • Total interior livable area: 3,775 sqft

Living Room

  • Level: Main
  • Dimensions: 20'2"X18'9"

Master Bedroom

  • Level: Main
  • Dimensions: 13'9"X21'3"

Office

  • Level: Lower
  • Dimensions: 12'2"X11'4"

Other

  • Level: Lower
  • Dimensions: 18'10"17'10" Excerise Rm

Recreation

  • Level: Lower
  • Dimensions: 19'10"X22'

Screened Porch

  • Level: Main
  • Dimensions: 12'7"X20'4"

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 0990701021

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Patio,Porch,Screened
  • Exterior features: Deck,Gas Grill,Outdoor Kitchen,Porch,Patio
  • Has view: Yes
  • View description: Mountain(s),Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Water Access,Waterfront
  • Waterbody name: Keowee
  • Frontage length: 122+/-
  • Living area range: 3750-3999

Lot

  • Lot size: 0.83 Acres
  • Features: Cul-De-Sac,Gentle Sloping,Hardwood Trees,Outside City Limits,Steep Slope,Subdivision,Sloped,Trees,Views,Waterfront

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Hail
Landslide
Strong Wind

FEMA Declared Disasters in Oconee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,871$130,452
Home Insurance *$622$7,464
Property Taxes $680$8,160
Electricity $363$4,356
Total$12,536$150,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$429,805/yr
40% on housing$376,080/yr
45% on housing$334,293/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.8%
17.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$570This listing

vs Other Active Listings

Avg $/sqft

ZIP 29676$326
Oconee County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 29676$256
Oconee County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$2,425,000
2021-04-05Sold$267,500

For Sale by Agent

AgentGregory Coutu
BrokerageHoward Hanna Allen Tate - Lake Keowee Seneca

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