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301 Otter Creek Rd, Strunk, KY, 42649

2beds
2baths
1,000sqft
$299,900
$300price/sqft
$2,082/moest. monthly cost
$83,280/yrincome needed

About This Home

Turnkey income-producing cabin with 8 stalls and 3 RV hook-ups directly bordering Big South Fork National Park—ready to use from day one! This rare setup is ideal for trail riders, Airbnb investors, or anyone looking for a private retreat with built-in income potential. The property includes a fully furnished 2 bedroom, 2 bathroom cabin (with another 800 sq ft ready to finish), plus a complete horse-ready facility with: • 8-stall barn • 3 RV/camper hookups • Separate bathhouse for guests • Direct access to miles of riding trails Ride straight from your property into Big South Fork—no trailering required. The cabin is move-in or rental ready, offering a warm, rustic feel with modern comfort. Perfect for weekend getaways, full-time living, or short-term rental income. With multiple income streams possible (cabin rental, RV sites, horse accommodations), this property is set up to generate revenue immediately. Whether you're looking to create a horse camp business, invest in a high-demand short-term rental, or simply enjoy your own slice of Big South Fork/Kentucky paradise—this property delivers! This is a rare find—everything is already in place to start generating income or enjoy as your own private retreat. All of this sits on 2.81 +/- acres!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
3/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Cabin

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Cooktop,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Lower

Features

  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0934000039.00

Features

  • Exterior features: Fire Pit,Outdoor Grill
  • Horses can be raised: Yes

Lot

  • Lot size: 2.81 Acres
  • Features: Secluded,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind
Tornado
Hail
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$220$2,640
Property Taxes $192$2,304
Electricity $154$1,850
Total$2,082$24,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,382/yr
40% on housing$62,460/yr
45% on housing$55,520/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.6%
13.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.9%
-4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 42649$217
McCreary County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 42649
McCreary County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$329,900
2025-12-04Listed for sale$340,000

For Sale by Agent

AgentTabitha House
BrokerageCENTURY 21 Advantage Realty

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