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444 Salt Creek Ln, Mexico Beach, FL, 32456

4beds
2baths
1,805sqft
$372,990
$207price/sqft
$2,432/moest. monthly cost
$97,280/yrincome needed

About This Home

ASK ABOUT CURRENT SPECIALS AND PROMOTIONS! As you enter through the front door, you'll be greeted by an open dining room and bedroom to your left. This open concept design creates a seamless flow and a sense of togetherness. The kitchen is a true standout, boasting an abundance of counter space, providing a spacious and practical workspace for all your culinary endeavors. The guest rooms are split to one side of your new home, for ample privacy and tranquility. This wing also boasts the second bath. The oversized Primary is tucked away to the other side and encompasses an ensuite primary bath with large walk-in closet. Virtual tour of similar home, but not the subject property listed. Color in homes and upgrades may differ.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
Tyndall Elementary SchoolGrades PK-813.7 mi
2/10
Rutherford High SchoolGrades 6-1218.1 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2025

Materials

  • Foundation: Slab,On Grade
  • Roof: Shingle
  • Construction materials: Frame,HardiPlank Type,Vinyl Siding

Other

  • Builder name: Holiday Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Warranty Provided/Appliances
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Split Bedroom
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,345
  • Total interior livable area: 1,805 sqft

Master Bathroom

  • Features: Shower Only,Tile Counters

Master Bedroom

  • Features: Blinds,Master Downstairs

Property

Details

  • Parcel number: 04101150058
  • Zoning description: Residential Single Family

Features

  • Levels: 1
  • Stories: 1
  • Patio & porch: Covered Porch
  • Exterior features: Hurricane Shutters

Lot

  • Lot size: 7,405 sqft
  • Features: Cleared,Subdivided,Survey Available,Landscaped,Sprinkler System
  • Lot size dimensions: 60 x 125

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Attached,Garage Door Opener
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,886$22,632
Home Insurance *$166$1,992
Property Taxes $183$2,196
Electricity $197$2,366
Total$2,432$29,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,382/yr
40% on housing$72,960/yr
45% on housing$64,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$381
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$366,990
2026-04-01Price change$372,990
2025-11-08Price change$375,990
2025-09-23Price change$378,990
2025-06-15Price change$404,990
2025-05-15Price change$414,990
2025-04-01Listed for sale$385,990
2025-02-28Listing removed$387,990
2025-02-10Listed for sale$387,990

For Sale by Agent

AgentTrish Lohela
BrokerageHoliday Builders of the Gulf Coast

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