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109 Calle De Santiago Ct, Pensacola, FL, 32502

2beds
3baths
1,696sqft
$640,000
$377price/sqft
$3,916/moest. monthly cost
$156,640/yrincome needed

About This Home

If you thought being right in the heart of downtown didn’t allow you to be tucked into a quiet & private community, you’d be mistaken! This charming 2-bedroom, 2.5-bath offers the perfect blend of character, comfort, and unbeatable location. The home feels like a hidden retreat while still being right next to the action—an ideal pied-à-terre or full-time residence. Inside, you’ll find an inviting space filled with natural light thanks to three skylights & extra added windows. There is laminate flooring throughout (no carpet!), crown molding, chair rail detailing in the dining room, and custom lighting. The living room features a cozy wood-burning fireplace and custom built-in bookcases. The kitchen features granite countertops, a pantry, and laundry just off the kitchen, with the washer and dryer conveying. Upstairs there are two generously sized ensuites with oversized closets, walk-in showers, and vessel sinks. Plantation shutters, recessed lighting, and thoughtful touches like kitty doors add personality and practicality. A wrought iron balcony and interior staircase add additional architectural charm. Step outside to a covered patio and bricked courtyard with an arbor and pergola that create a distinctly New Orleans–inspired outdoor living space, perfect for relaxing & entertaining. The home is well cared for with a 2020 metal roof and reinforced balcony, 2018 HVAC system (serviced in 2025), & a 2023 Reme Halo air purification system. It is all electric and impressively energy efficient, with power bills averaging around $160/mo. Constructed with hardcoat stucco, wood, and brick, the property has never experienced water intrusion—even through major storms like Ivan and Sally. Two outdoor sheds convey. Enjoy Palafox Reimagine Project - The New Palafox - which is due to be complete in May 2026. This home has been lovingly cared for by current owners of almost 25 years, and you’d be hard-pressed to find a better spot downtown.

Getting Around

76
WalkingVery Walkable
35
TransitSome Transit
66
BikeBikeable

Schools

1/10
Global Learning AcademyGrades PK-51.9 mi
4/10
4/10
Pensacola High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Creole
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dryer,Washer,Dishwasher,Disposal,Refrigerator
  • Laundry features: Inside,W/D Hookups

Bedroom

  • Level: Second
  • Area: 245.2708

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 171.4167

Features

  • Bookcases,Ceiling Fan(s),Chair Rail,Crown Molding,Recessed Lighting
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,696
  • Total interior livable area: 1,696 sqft

Kitchen

  • Level: First
  • Area: 121.8611

Living Room

  • Level: First
  • Area: 315.5625

Master Bedroom

  • Level: Second
  • Area: 245.2708

Property

Details

  • Parcel number: 000s009008001016
  • Zoning description: City,Historical

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Balcony

Lot

  • Lot size: 1,502 sqft

Parking

  • Parking features: Driveway,Guest
  • Has uncovered spaces: Yes