1540 N Spring St, Pensacola, FL, 32501
About This Home
Set on a picturesque corner at Spring Street and Moreno, this stately brick residence blends timeless character & everyday comfort. With over 2,100 square feet of living space and rich solid oak hardwood floors, the home offers a warm, welcoming atmosphere just steps from the charm of the North Hill Historic District. Inside, the heart of the home is an inviting den designed to impress—featuring a striking stacked-stone, wood-burning fireplace and a stunning tongue-and-groove vaulted ceiling that adds both texture and grandeur. The thoughtfully arranged living room, dining room, and kitchen create an easy flow that works beautifully for both entertaining and daily life. Out back, a fully fenced yard transports you to a private New Orleans–inspired courtyard—perfect for relaxing evenings or weekend gatherings. The flexible floor plan includes a primary suite and additional bedroom on the main level, while two more bedrooms and a full bath upstairs provide ideal separation for family or guests. Located just a few blocks from the energy of downtown Pensacola, you’ll enjoy easy access to local dining, culture, and community favorites like the Palafox Market at Plaza Ferdinand -- all within a short stroll. Classic style, prime location, and room to live, work, and gather—this home truly has it all.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1946
Materials
- Foundation: Off Grade
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Tankless Water Heater/Gas,Disposal,Microwave,Refrigerator
- Laundry features: Inside
Bedroom
- Level: First
- Area: 168
Bedroom1
- Level: Second
- Area: 180
Bedroom2
- Level: Second
- Area: 171.25
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 173.8333
Features
- Baseboards,Ceiling Fan(s),High Ceilings,High Speed Internet
- Window features: Blinds,Drapes
- Flooring: Hardwood
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Fireplace(s)
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,160
- Total interior livable area: 2,160 sqft
Kitchen
- Level: First
- Area: 180
Living Room
- Level: First
- Area: 266
Master Bedroom
- Level: First
- Area: 240.8333
Property
Details
- Parcel number: 000s009010090156
- Zoning description: City,Res Single
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Fencing: Back Yard,Other,Privacy
Lot
- Lot size: 7,405 sqft
- Features: Corner Lot
- Lot size dimensions: 60 x 125
Parking
- Parking features: 2 Space/Unit,Detached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Escambia County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,118 | $25,416 |
| Home Insurance * | $1,067 | $12,804 |
| Property Taxes | $144 | $1,728 |
| Electricity | $217 | $2,608 |
| Total | $3,546 | $42,552 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-26 | Listed for sale | $440,000 |
| 2012-06-15 | Sold | $175,000 |
| 2012-02-12 | Listed for sale | $169,900 |
| 2011-09-09 | Listing removed | $209,900 |
| 2011-09-05 | Price change | $209,900 |
| 2011-02-05 | Listed for sale | $229,900 |
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