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2566 Middle Country Road, Centereach, NY, 11720

2beds
1baths
1,378sqft
$699,000
$507price/sqft
$4,984/moest. monthly cost
$199,360/yrincome needed

About This Home

Presenting a rare opportunity to own a charming Craftsman-style building, Circa 1922, situated on a prominent corner lot along Middle Country Road. Zoned residential and currently set-up as and operating as a successful attorney’s office for over 40 years, this versatile property blends timeless architecture with modern-day functionality—ideal for professionals seeking a highly visible location. Set on ½ acre of landscaped, tranquil park-like grounds. Convenient access is a major highlight, with a traffic light at the main driveway plus additional access from a side street, ensuring smooth ingress and egress. Prominent signage with excellent street visibility on a heavily trafficked road. Ample parking in both front and rear to accommodate staff and visitors. A 20’ x 30’ detached oversized garage, perfect for storage, workspace, or business equipment. Classic Craftsman detailing and character throughout the building. This unique property offers an exceptional opportunity for attorneys, therapists, consultants, or other professionals looking for a distinguished, move-in-ready space with flexible use potential with proper permits. Don't miss this perfect combination of curb appeal, location, and professional presence.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

2/10
4/10
Dawnwood Middle SchoolGrades 6-81.3 mi
7/10
Centereach High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1922

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Built-in Features,Entrance Foyer
  • Flooring: Carpet
  • Attic: Stairs,Storage

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,378
  • Total interior livable area: 1,378 sqft

Other

  • Level: First

Other

  • Level: Basement

Other

  • Level: Other

Property

Details

  • Parcel number: 0200514000400009000
  • Special condition: None

Features

  • Levels: One

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hurricane
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$261$3,132
Property Taxes $943$11,316
Electricity $246$2,954
Total$4,984$59,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,880/yr
40% on housing$149,520/yr
45% on housing$132,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$507This listing

vs Other Active Listings

Avg $/sqft

ZIP 11720$350
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11720$374
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-05Listed for sale$699,000

For Sale by Agent

AgentDawn M. Viola
BrokerageColdwell Banker American Homes

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