320 E Mallory St, Pensacola, FL, 32503
About This Home
Discover this one-of-a-kind 1-bedroom, 1.5-bath cottage ideally located in one of Downtown Pensacola's fastest-growing gateway neighborhoods. Elevated on stilts with all living space above an oversized two-car carport, this distinctive home offers character, functionality, and privacy. Situated on a large, fenced corner lot, the property features attractive dusk-to-dawn landscape lighting and is already prepared for a future Accessory Dwelling Unit (ADU), with water, sewer, electric, and cable connections in place. Thoughtfully updated and being offered fully furnished, this turnkey property is ideal as a primary residence, vacation home, or income-producing investment. Enjoy the convenience of being just three minutes from downtown, with restaurants, entertainment, and the waterfront just moments away. NOTICE: A single, specific national real estate brokerage is expressly excluded from any participation, interest in, or involvement arising from the sale of this property. Please refer to Agent Notes for identification of the excluded brokerage and additional information.
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1993
Materials
- Foundation: Pillar/Post/Pier
- Roof: Gable
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Appliances
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Window features: Double Pane Windows
- Flooring: Tile
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump,Ceiling Fan(s)
Interior Area
- Total structure area: 900
- Total interior livable area: 900 sqft
Kitchen
- Level: Second
- Area: 143
Living Room
- Level: Second
- Area: 240
Master Bedroom
- Level: Second
- Area: 308
Property
Details
- Parcel number: 000s009020022102
- Zoning description: City
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Covered Deck
- Fencing: Chain Link
Lot
- Lot size: 6,969 sqft
- Features: Corner Lot
- Lot size dimensions: 60x125
Parking
- Total spaces: 2
- Parking features: 2 Car Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Escambia County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $833 | $9,996 |
| Property Taxes | $377 | $4,524 |
| Electricity | $197 | $2,366 |
| Total | $3,050 | $36,600 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $325,000 |
| 2010-10-29 | Sold | $14,000 |
| 2004-06-10 | Sold | $45,000 |
| 1999-01-14 | Sold | $60,000 |
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