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1904 E La Rua St, Pensacola, FL, 32501

4beds
4baths
3,988sqft
$1,590,000
$399price/sqft
$13,398/moest. monthly cost
$535,920/yrincome needed

About This Home

Exceptional describes 1904 in one word. Floorplan, finishes, location, lot size, neighborhood, livability. There is some deferred maintenance that requires attention but the end result is a wonderful house in a great location..

Getting Around

24
WalkingCar-Dependent
15
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

7/10
4/10
4/10
Pensacola High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1933

Materials

  • Foundation: Off Grade
  • Roof: Clay Tiles/Slate
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Disposal,Double Oven,Refrigerator,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Appliances

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First
  • Area: 486

Features

  • Baseboards,Ceiling Fan(s),High Ceilings
  • Door features: Insulated Doors
  • Window features: Blinds,Drapes
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Heat Pump,ENERGY STAR Qualified Heat Pump
  • Cooling features: Multi Units,Heat Pump,Ceiling Fan(s),ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 3,988
  • Total interior livable area: 3,988 sqft

Kitchen

  • Level: First
  • Area: 441

Master Bedroom

  • Level: First
  • Area: 552

Property

Details

  • Parcel number: 000s009025014072
  • Zoning description: City,Res Single
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Lanai,Patio
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Bay,Water
  • Has water view: Yes
  • Water view: Bay, Water

Lot

  • Lot size: 0.42 Acres
  • Features: Central Access,Interior Lot,Sprinkler
  • Lot size dimensions: 140X137.5

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,039$96,468
Home Insurance *$4,051$48,612
Property Taxes $907$10,884
Electricity $401$4,816
Total$13,398$160,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$459,360/yr
40% on housing$401,940/yr
45% on housing$357,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 32501$214
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32501$243
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Listed for sale$1,590,000
2025-12-09Listing removed$1,900,000
2025-07-14Price change$1,900,000
2025-06-26Listed for sale$2,125,000
2002-07-29Sold$670,000
1998-07-01Sold$302,000

For Sale by Agent

AgentBilly Lovelace
BrokerageOne Palafox Properties, LLC

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