




1406 N Harper Rd, Kerrville, TX, 78028
About This Home
Calling all hobbyists and craftsmen! This 3-bedroom, 2-bath home on 2.57 wooded acres is perfectly designed for both comfort and creativity. The tastefully remodeled kitchen features granite countertops and generous dining space, setting the stage for a warm, social atmosphere. A spacious covered back porch extends living outdoors-ideal for dining, relaxation, or grilling. For projects or a home-based business, the detached workshop offers dedicated, well-lit work areas with ample storage. Two attached storage rooms plus two powered sheds provide additional flexibility. Practical features include a 2-car garage, RV storage, abundant storage throughout, and a generator set up to power the house. The property is exceptionally clean and move-in ready, with deer roaming the shaded lot. Just 10 minutes from downtown Kerrville and about an hour from San Antonio, this home blends the best of Hill Country living with unmatched versatility.
Getting Around
Schools
Construction
Condition
- Property condition: Pre-Owned
- Year built: 1982
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick,Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Microwave,Range,Refrigerator,Dishwasher,Water Softener Owned,Vented Exhaust Fan
- Laundry features: Main Level,Washer Hookup,Dryer Connection
Bedroom2
- Area: 180
Bedroom3
- Area: 144
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Area: 225
Features
- One Living Area,Two Eating Areas,Shop,Utility Room Inside,Open Floorplan,Walk-In Closet(s),Ceiling Fan(s)
- Window features: Double Pane Windows,Window Coverings
- Flooring: Carpet,Ceramic Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning,Stone/Rock/Brick
- Fireplace: Yes
- Attic: Access Only
Heating & Cooling
- Heating features: Central,1 Unit,Electric
- Cooling features: Central Air,Wall/Window Unit(s)
Interior Area
- Total interior livable area: 1,879 sqft
Kitchen
- Area: 270
Living Room
- Area: 399
Master Bathroom
- Features: Tub/Shower Combo,Double Vanity,Soaking Tub
- Area: 150
Master Bedroom
- Features: Walk-In Closet(s),Ceiling Fan(s),Full Bath
- Level: Upper
- Area: 289
Property
Details
- Parcel number: 22902
- Other equipment: Satellite Dish
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered
- Exterior features: Partial Sprinkler System
- Fencing: Chain Link
- Has view: Yes
- View description: County VIew
- Has water view: Yes
- Water view: Water
- Residential vegetation: Mature Trees,Partially Wooded,Mature Trees (ext feat)
Lot
- Lot size: 2.57 Acres
- Features: 2 - 5 Acres,Rolling Slope
Parking
- Total spaces: 2
- Parking features: None,Converted Garage,Two Car Carport,RV/Boat Parking
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $296 | $3,552 |
| Property Taxes | $333 | $3,996 |
| Electricity | $238 | $2,859 |
| Total | $3,142 | $37,704 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-03 | Listed for sale | $500,000 |
| 2011-11-10 | Sold | -- |
