105 Peggy Dr NW, Mountain Home, TX, 78058
About This Home
Welcome to wide open living with none of the city strings attached! This charming 2BR/1.5BA home sits on 4.17 unrestricted acres and yes you read that right, OUTSIDE city limits. That translates into no burdensome city taxes, no one telling you what kind of fence you can or can't have and most importantly comfort and space to just do YOU! Recent updates include new flooring, new ceiling fans, upgraded pressure tank and pump for the well, water heater, and stainless steel dishwasher & refrigerator. Storage building out back offers electricity and has its own ac (window unit) making it ideal for a workshop, office, studio or hobby space. So bring your family, animals or just yourself and come experience the country freedom, modern upgrades and land you can actually use - this one checks all the boxes!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Pier & Beam
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Refrigerator,Electric Water Heater
- Laundry features: In Garage,W/D Connection
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Shower/Bath Combo,Master Downstairs
- Flooring: Tile,Vinyl,Wood
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Attic: Access Only
Heating & Cooling
- Heating features: Central,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,616
- Total interior livable area: 1,616 sqft
Property
Details
- Zoning: none
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
- Exterior features: Stairs/Steps
- Fencing: Fenced
- Waterfront features: None
- Residential vegetation: Partially Wooded
Lot
- Lot size: 4.17 Acres
- Features: Hunting Permitted,Level
Parking
- Total spaces: 2
- Parking features: 2 Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,428 | $17,136 |
| Home Insurance * | $477 | $5,724 |
| Property Taxes | $209 | $2,508 |
| Electricity | $238 | $2,859 |
| Total | $2,352 | $28,224 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $282,500 |
| 2026-03-12 | Price change | $289,000 |
| 2025-12-31 | Listed for sale | $297,500 |
| 2025-12-31 | Listing removed | $297,500 |
| 2025-10-24 | Price change | $297,500 |
| 2025-10-17 | Listed for sale | $314,500 |
| 2019-12-18 | Sold | -- |
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