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1810 Athens Ave, Kerrville, TX, 78028

3beds
3baths
1,850sqft
$549,000
$297price/sqft
$3,782/moest. monthly cost
$151,280/yrincome needed

About This Home

Hill Country views, privacy, & modern comfort in The Meridian. Beautiful Hill Country Modern in the sought-after gated 55+ comm. This open-concept home features high ceilings, exposed interior beams, wood-look tile floors, abundant light & scenic surroundings. This premium lot offers protected views & added privacy, with a privately owned lot on one side to preserve views & a neighborhood park on the other. Enjoy unobstructed front views & a fully private backyard. Kitchen features white cabinetry, granite counters, large island, under-cabinet lighting, brushed gold hardware, gas cooking, & generous pantry. Spacious living & dining is ideal for entertaining. Flexible plan includes 3 BRs, including 2 primaries with walk-in closets & ensuites with roll-in showers, plus 3rd BR, half bath, & laundry room with scenic outlook. Energy upgrades: added ceiling & attic insulation, attic energy blanket, 2 solar attic fans, double pane windows, high-eff. filters, & porch sunshades. Stucco/stone exterior, sprinkler system, & 2-car garage complete the package. Community clubhouse, shopping, dining, parks & medical nearby. Views, privacy, efficiency—this home checks all boxes!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
Peterson Middle SchoolGrades 6-84.4 mi
6/10
Tivy High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Rock,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Hill Country
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Self Cleaning Oven,Natural Gas Water Heater
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Shower Stall,Walk-In Closet(s),Other,Master Downstairs,Kitchen Bar,Split Bedroom
  • Window features: Double Pane Windows
  • Flooring: Tile
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,850 sqft

Property

Details

  • Zoning: R-1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Sprinkler System-Lawn
  • Fencing: Fenced
  • Waterfront features: None

Lot

  • Lot size: 8,712 sqft
  • Features: Level,City Lot

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$361$4,332
Property Taxes $407$4,884
Electricity $238$2,859
Total$3,782$45,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,668/yr
40% on housing$113,460/yr
45% on housing$100,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 78028$297
Kerr County$335

vs Homes Sold Last Month

Median $/sqft

ZIP 78028$191
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$530,000
2026-07-17Price change$549,000
2026-06-22Listed for sale$565,000
2022-06-02Sold--
2021-08-17Sold--

For Sale by Agent

AgentHolly Jones
BrokerageFore Premier Properties

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