2321 W Desoto St, Pensacola, FL, 32505
About This Home
Charming and completely updated 3-bedroom, 2-bath cottage-style home offering comfort, style, and affordability. This move-in-ready residence features brand-new appliances and beautiful plank flooring throughout the kitchen, dining area, bathrooms, and bedrooms. The bathrooms have large spacious walk-in marble tile walls. The spacious living room showcases attractive coal burning fireplace not for use but creating a warm and inviting atmosphere. Freshly painted throughout in a soft, neutral off-white palette, the home offers a bright and modern feel. Outside, you'll find a large, fenced backyard providing plenty of space for entertainment, gardening, pets, or family gatherings. With its extensive updates, classic cottage charm, and affordable value, this property is an exceptional opportunity for first-time homebuyers, downsizers, or investors seeking a turnkey home. Features Include: 3 Bedrooms | 2 Bathrooms Completely updated interior new appliances, cabinets, counter tops, sink, recess lighting in kitchen, dining room, bathrooms, and bedrooms. Wood plank flooring in living room, Fresh neutral paint, throughout. Move-in ready Affordable homeownership opportunity "Updated, affordable, and move-in ready—this charming cottage offers modern comfort, timeless appeal, and a spacious yard. “There is many option that will afford you this lovely home.” Pictures in Zillow or Property Appraiser website does not reflect this property. Must see Roof, plumbing, electrical and all updates 2026. Zero down with Preferred Lender
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1938
Materials
- Foundation: Off Grade
- Roof: Shingle,Gable,Hip
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Tankless Water Heater,Dishwasher,Refrigerator,Self Cleaning Oven,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Water Heater
- Laundry features: W/D Hookups
Bedroom
- Level: First
- Area: 110.25
Bedroom1
- Level: First
- Area: 84
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 138
Features
- Ceiling Fan(s),Recessed Lighting
- Door features: Insulated Doors,ENERGY STAR Qualified Doors
- Window features: Blinds
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump,Central
- Cooling features: Heat Pump,Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Kitchen
- Level: First
- Area: 149.5
Living Room
- Level: First
- Area: 189.75
Master Bedroom
- Level: First
- Area: 132
Property
Details
- Parcel number: 000s009060007175
- Zoning description: County
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Porch,Screened
- Fencing: Chain Link,Privacy
Lot
- Lot size: 5,662 sqft
- Features: Corner Lot
- Lot size dimensions: 47 x 122 x 47 122
Parking
- Parking features: Driveway,Front Entrance,Rear Entrance
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Escambia County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,254 | $15,048 |
| Home Insurance * | $514 | $6,168 |
| Property Taxes | $267 | $3,204 |
| Electricity | $197 | $2,366 |
| Total | $2,232 | $26,784 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-06 | Listed for sale | $248,000 |
| 2026-05-20 | Listing removed | $258,000 |
| 2026-05-19 | Listed for sale | $258,000 |
| 2008-01-18 | Sold | $60,000 |
| 2007-05-30 | Sold | $46,000 |
| 1999-03-09 | Sold | $15,000 |
View on Zillow