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1111 N U St, Pensacola, FL, 32505

2beds
1baths
988sqft
$165,000
$167price/sqft
$1,559/moest. monthly cost
$62,360/yrincome needed

About This Home

Charming 1938 Cottage with Modern Upgrades This beautifully remodeled 2-bedroom, 1-bath cottage offers 988 sq. ft. of thoughtfully updated living space in a central Pensacola location. Historic character meets modern convenience with a new roof, updated HVAC, and modernized electrical — giving buyers confidence from day one. Inside, fresh finishes create a bright, welcoming atmosphere throughout. Outside, a crisp new exterior paint job enhances the home's natural curb appeal. A 1-car carport adds covered parking and extra storage. Centrally located with easy access to local amenities, schools, and commuter routes. A solid opportunity for buyers seeking charm, updates, and a great Pensacola address.

Getting Around

54
WalkingSomewhat Walkable
28
TransitSome Transit
51
BikeBikeable

Schools

2/10
Global Learning AcademyGrades PK-50.7 mi
2/10
Warrington Middle SchoolGrades 6-82.0 mi
4/10
Pensacola High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1938

Materials

  • Foundation: Off Grade
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedroom

  • Level: First
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 988
  • Total interior livable area: 988 sqft

Kitchen

  • Level: First
  • Area: 180

Living Room

  • Level: First
  • Area: 180

Property

Details

  • Parcel number: 000s009060017217
  • Zoning description: City

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 7,405 sqft
  • Features: Central Access

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$342$4,104
Property Taxes $186$2,232
Electricity $197$2,366
Total$1,559$18,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,451/yr
40% on housing$46,770/yr
45% on housing$41,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 32505$97
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32505$146
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$165,000
2026-05-29Listed for sale$175,000
2025-05-27Listing removed$1,450
2025-05-20Price change$1,450
2025-04-15Listed for rent$1,525
2025-04-11Listing removed$195,000
2025-02-03Listed for sale$195,000
2024-04-28Listing removed--
2024-04-23Listed for rent$1,450
2023-07-06Sold$60,000
2023-05-25Pending sale$90,000
2023-04-05Contingent$90,000
2023-03-01Listed for sale$90,000
2023-02-22Contingent$90,000
2023-02-14Price change$90,000
2023-02-05Listed for sale$110,000
2023-01-10Listing removed--
2022-10-19Price change$110,000
2022-10-03Listed for sale$120,000
2022-09-22Pending sale$120,000
2022-08-17Listed for sale$120,000
2018-06-14Sold$39,000
2018-05-16Listed for sale$44,900
2010-08-09Sold$11,700
2010-06-24Listed for sale$11,700
2010-04-11Listing removed$13,000
2006-10-09Sold$68,300

For Sale by Agent

AgentJayson Van Pelt
BrokerageEXP Realty, LLC

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