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1215 N U St, Pensacola, FL, 32505

4beds
2baths
1,636sqft
$246,000
$150price/sqft
$2,203/moest. monthly cost
$88,120/yrincome needed

About This Home

MOVE IN- READY 4BR/2BA 1400+ sq ft with 12 FT CEILINGS throughout the home. SELLER GIVEN $5000 CONCESSIONS W 1 YR HOME WARRANTY. A detached fenced with separate entrance accessory dwelling unit (ADU) provides additional living space or potential income (Full bath and Kitchen). The fully fenced backyard offers privacy and security, while the WRAP-AROUND FRONT PORCH adds curb appeal. The home boasts NEW luxury vinyl plank (LVP) bedrooms and bathrooms. A NEWER METAL ROOF ('22) provides protection and durability. The kitchen is equipped with newer appliances (washer included), and there is NO CARPET, easy clean and low-maintenance living. 4th bedroom behind kitchen perfect for HOME OFFICE. NO HOA, NO FLOODZONE. Historic Charm, less than 10 min to downtown Palafox Square & airport/mall, 20-30 min from Pensacola Beach and Perdido Key. Perfect for 1st TIME HOME BUYER or RENTAL PORTFOLIO (8%-10% ARV). Make an appointment Today!

Getting Around

50
WalkingSomewhat Walkable
28
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

2/10
2/10
Warrington Middle SchoolGrades 6-82.0 mi
4/10
Pensacola High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1908

Materials

  • Foundation: Off Grade
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Washer,Dishwasher,Self Cleaning Oven,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Water Heater
  • Laundry features: Inside,W/D Hookups

Bedroom

  • Level: First
  • Area: 144

Bedroom1

  • Level: First
  • Area: 180

Bedroom2

  • Level: First
  • Area: 132

Bedroom3

  • Level: First
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Baseboards,Bookcases,Ceiling Fan(s),Crown Molding,High Ceilings,High Speed Internet,Smart Thermostat
  • Door features: Insulated Doors
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 1,416
  • Total interior livable area: 1,636 sqft

Kitchen

  • Level: First
  • Area: 180

Living Room

  • Level: First
  • Area: 204

Property

Details

  • Parcel number: 000s009060151218
  • Zoning description: County,Res Multi,Res Single
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Fencing: Back Yard,Chain Link,Other,Privacy

Lot

  • Lot size: 7,405 sqft
  • Features: Interior Lot
  • Lot size dimensions: 60x125

Parking

  • Total spaces: 3
  • Parking features: Front Entrance

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,243$14,916
Home Insurance *$510$6,120
Property Taxes $253$3,036
Electricity $197$2,366
Total$2,203$26,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,531/yr
40% on housing$66,090/yr
45% on housing$58,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 32505$96
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32505$146
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-17Price change$234,999
2025-09-08Price change$239,500
2025-08-28Listed for sale$259,999
2025-08-21Listing removed$249,000
2025-08-15Price change$249,000
2025-07-11Price change$259,000
2025-07-09Listed for sale$260,000
2022-08-26Listing removed--
2022-08-16Listed for rent$1,400
2021-03-24Listing removed--
2019-09-25Listing removed$975
2019-09-02Listed for rent$975
2018-01-16Sold$42,500
2017-11-01Price change$49,900
2017-06-30Listed for sale$68,400
2012-01-31Listing removed$35,000
2011-05-19Price change$35,000
2011-02-28Price change$35,900
2011-02-12Listed for sale$42,500
2010-12-04Listing removed$49,900
2010-05-09Price change$49,900
2010-02-06Price change$57,000
2009-11-26Price change$68,200
2009-10-19Listed for sale$68,500
2008-10-15Sold$20,000

For Sale by Agent

AgentPaul Berry, Jr.
BrokerageColdwell Banker Realty

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