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17 N F St, Pensacola, FL, 32502

3beds
1baths
1,026sqft
$239,999
$234price/sqft
$1,579/moest. monthly cost
$63,160/yrincome needed

About This Home

Open House Friday, August 14 from 3-5 pm You'll get a warm hug the moment you step into this lovingly cared-for 1939 home. It carries an uplifting energy that wraps around you as soon as you cross the threshold. Every corner of this 2-bedroom, 1-bath charmer radiates comfort, starting with the spacious living room where the fireplace becomes the cozy heart of the home. The original tongue-and-groove ceiling and beautifully maintained hardwood floors add timeless character. A comfortable office/study provides the perfect room for quiet moments, creativity, or working from home, while the large laundry room brings everyday convenience with plenty of space to move and organize. The bathroom features a tiled shower/tub and a modern touch you’ll love—a heated bidet seat with instant warm water, offering unexpected comfort and a bit of luxury. Step outside and discover a peaceful backyard retreat. Curl up in the hammock, gather around the firepit, or simply enjoy the quiet charm of the outdoor seating area. The detached shed, already wired for electricity, offers great potential for a workshop or storage with a little TLC. This home is centrally located to enjoy "Pensacola". Only a quick 5 minute bike ride to downtown Pensacola. In only 6 minutes by bike you can go to Sanders Beach and Bruce Beach. The Westside Community center is 1 block away with a basketball stadium, walking path, football field and splash pad. They also offer volleyball, yoga and many other sports. Don't forget you are super close to the Wahoo Stadium too. Newer roof 2017, HVAC 2019, Water Heater 2018, Re-wired too! Open House Saturday, July 25 from 3pm to 5pm.

Getting Around

68
WalkingSomewhat Walkable
32
TransitSome Transit
62
BikeBikeable

Schools

2/10
Global Learning AcademyGrades PK-50.7 mi
2/10
Warrington Middle SchoolGrades 6-82.5 mi
4/10
Pensacola High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1939

Materials

  • Foundation: Off Grade
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dryer,Washer,Dishwasher,Microwave,Refrigerator
  • Laundry features: Inside,W/D Hookups

Bathroom

  • Level: First
  • Area: 37.26

Bedroom

  • Level: First
  • Area: 120.75

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 95.59

Features

  • Baseboards,Bookcases,Ceiling Fan(s)
  • Window features: Blinds,Drapes
  • Flooring: Hardwood,Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,026
  • Total interior livable area: 1,026 sqft

Kitchen

  • Level: First
  • Area: 119.31

Living Room

  • Level: First
  • Area: 193.44

Master Bedroom

  • Level: First
  • Area: 139.92

Office

  • Level: First
  • Area: 86.13

Property

Details

  • Parcel number: 0005009080011049
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Exterior features: Fire Pit
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 3,841 sqft
  • Features: Central Access

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$93$1,116
Property Taxes $76$912
Electricity $197$2,366
Total$1,579$18,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,137/yr
40% on housing$47,370/yr
45% on housing$42,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 32502$304
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32502$238
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Listed for sale$239,999
2026-07-17Contingent$239,999
2026-07-07Listed for sale$239,999
2010-01-13Sold$95,000
2009-09-21Sold$48,800
2004-07-28Sold$62,500
2004-01-28Sold$62,000

For Sale by Agent

AgentElaine Hayward
BrokerageAvenue Realty

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