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108 Washburn Rd, Clarkson, KY, 42726

2beds
2baths
1,065sqft
$234,900
$221price/sqft
$1,624/moest. monthly cost
$64,960/yrincome needed

About This Home

Cozy lake-area cabin in Wax! Currently used as a rental, this charming property would also make the perfect weekend getaway or personal retreat. The open-concept kitchen and living area feature vaulted ceilings that create a bright and spacious feel. The home offers two bedrooms, a loft for additional sleeping space, and one and a half bath, comfortably accommodating up to six guests. Enjoy the covered back porch along with a private backyard entertaining area complete with a grill and small fire pit, perfect for relaxing after a day on the lake. Conveniently located just a tenth of a mile from the Dollar Store and Day's Pro Bass Shop, and a short drive to Wax Marina for easy lake access. Don't delay, give the listing agents a call today. We KNOW Nolin!!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
Clarkson Elementary SchoolGrades PK-511.0 mi
8/10
4/10
Grayson County High SchoolGrades 9-1213.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Crawl Space,Concrete Blk
  • Roof: Metal
  • Construction materials: Other,Wood Frame,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 720

Full Bathroom

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: MiniSplit/Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 720
  • Total interior livable area: 1,065 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: NOLIN LANDING001

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: None
  • Waterfront features: Creek

Lot

  • Lot size: 0.75 Acres
  • Features: Irregular Lot,Covt/Restr,Cleared

Parking

  • Parking features: Entry Front,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,187$14,244
Home Insurance *$186$2,232
Property Taxes $97$1,164
Electricity $154$1,850
Total$1,624$19,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,680/yr
40% on housing$48,720/yr
45% on housing$43,306/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 42726$143
Grayson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 42726
Grayson County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Listed for sale$234,900
2025-04-10Sold$210,000
2025-04-04Pending sale$229,000
2025-03-22Contingent$229,000
2025-03-20Listed for sale$229,000
2025-03-12Contingent$229,000
2025-02-11Listed for sale$229,000

For Sale by Agent

AgentCarol S Humphrey
BrokerageGreater Nolin Lake Realty Group

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