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1818 W Government St, Pensacola, FL, 32502

2beds
1baths
1,222sqft
$269,000
$220price/sqft
$2,006/moest. monthly cost
$80,240/yrincome needed

About This Home

LOCATION!!! Charming updated bungalow just minutes from downtown Pensacola! Welcome to 1818 W Government Street—this 2BR/1BA home blends classic character with modern updates in a prime location. Enjoy a spacious covered front porch with original-style columns, perfect for relaxing or entertaining. Inside features an open, light-filled layout with updated flooring, neutral finishes, and a beautifully renovated kitchen with quartz countertops, stainless appliances, custom cabinetry, and a large island. Both bedrooms are generously sized, and the bathrooms are updated with clean, modern finishes, including a double vanity in the primary suite. Additional highlights include ample parking with side/rear access, and a large yard with room to expand or entertain. Conveniently located near downtown, Palafox Street, dining, and shopping, and just minutes to Pensacola Bay, Bayou Chico, and area waterfront parks. Move-in ready with style, charm, and location all in one!

Getting Around

44
WalkingCar-Dependent
29
TransitSome Transit
64
BikeBikeable

Schools

2/10
Global Learning AcademyGrades PK-50.6 mi
2/10
Warrington Middle SchoolGrades 6-82.0 mi
4/10
Pensacola High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1931

Materials

  • Foundation: Off Grade
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Disposal,Refrigerator,Self Cleaning Oven
  • Laundry features: Inside

Bedroom

  • Level: First
  • Area: 183.58

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 165.186

Features

  • Storage,Baseboards,Recessed Lighting
  • Door features: Insulated Doors
  • Window features: Blinds
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,222
  • Total interior livable area: 1,222 sqft

Kitchen

  • Level: First
  • Area: 170.3

Property

Details

  • Parcel number: 000s009080014106
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 4,791 sqft
  • Features: Central Access

Parking

  • Parking features: Guest,Rear Entrance

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$104$1,248
Property Taxes $345$4,140
Electricity $197$2,366
Total$2,006$24,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,777/yr
40% on housing$60,180/yr
45% on housing$53,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 32502$303
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32502$238
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$259,000
2026-06-24Listed for sale$269,000
2026-01-15Listing removed$2,000
2025-12-05Listed for rent$2,000
2025-05-30Listing removed$2,000
2025-05-07Listed for rent$2,000
2024-04-28Listing removed--
2024-04-15Price change$1,900
2024-03-03Listed for rent$2,000
2023-09-03Listing removed--
2023-08-10Price change$2,000
2023-07-26Price change$2,100
2023-07-16Price change$2,200
2023-06-18Listed for rent$2,300
2022-06-25Listing removed--
2022-06-21Price change$2,200
2022-06-15Price change$2,400
2022-06-07Price change$2,500
2022-05-31Price change$2,600
2022-05-16Price change$2,800
2022-05-12Listed for rent$3,000
2017-12-20Sold$47,800
2017-10-11Listed for sale$59,500
2015-02-26Listing removed$650
2015-02-10Listed for rent$650
2007-09-20Sold$59,900
2004-07-20Sold$47,500
1997-11-04Sold$15,500

For Sale by Agent

AgentMary Canada
BrokerageKuhn Realty

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