1620 Cypress St, Pensacola, FL, 32502
About This Home
**STR & MULTI-FAMILY!** Just bring flowers! This 1919 built "Cunningham Cottage" offers corner 3 lots in the historic Sanders Beach community. You will be immediately in love with this charming 3/2 1,334 sqft home (1620 Cypress St) and 1/1 580 sqft carriage house (722 South J St) atop a true stone built garage (from historic ship ballast stone). There is a special tranquility this location offers with the shade from the heritage oak and majestic magnolia tree all while a walk away from Sanders Beach waterfront amenities offering a park, kayak/boat launch, fishing dock, community center and pending pass-thru park that will be at the end of South J St. Previously a short-term rental for WW2 pilots there is so much history to explore. The home has been completely gutted and restored. The Carriage home is brand-new built atop the existing stone garage. This was a true gut and rebuild with professional engineering ensuring this 100+ year home can serve your family for generations. All materials are 2026 excluding the trusses and old wood support beams. Hurricane fabric shields come with the home. This lot is zoned multi-family allowing for another dwelling/structure to be built. Do not miss this chance, schedule your private tour today! **APPRAISAL VALUE OF 680K**
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1919
Materials
- Foundation: Off Grade
- Roof: Shingle,Hip,Metal
- Construction materials: Frame
Type & Style
- Home type: Townhouse
- Architectural style: Cottage
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Refrigerator
- Laundry features: W/D Hookups
Bathroom
- Level: First
- Area: 68.875
Bedroom
- Level: First
- Area: 110.3611
Bedroom1
- Level: First
- Area: 145.5625
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Storage,High Ceilings
- Window features: Double Pane Windows,Shutters
- Fireplace features: Two or More
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,914
- Total interior livable area: 1,914 sqft
Kitchen
- Level: First
- Area: 141.375
Living Room
- Level: First
Master Bedroom
- Level: First
- Area: 183.8125
Property
Details
- Parcel number: 000s009080014181
- Attached to another structure: Yes
- Zoning description: Res Multi
Features
- Levels: One,Two
- Stories: 1
- Pool features: None
- Patio & porch: Deck
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- Waterfront features: Beach
Lot
- Lot size: 0.26 Acres
- Lot size dimensions: 90x125
Parking
- Total spaces: 2
- Parking features: 2 Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Escambia County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,405 | $40,860 |
| Home Insurance * | $262 | $3,144 |
| Property Taxes | $639 | $7,668 |
| Electricity | $197 | $2,366 |
| Total | $4,503 | $54,036 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $673,500 |
| 2026-07-07 | Price change | $679,500 |
| 2026-06-25 | Listed for sale | $689,500 |
| 2024-09-06 | Sold | $120,000 |
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