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108 S Spruce and 603 E 1st Street, Trinidad, CO, 81082

5beds
2baths
4,562sqft
$300,000
$66price/sqft
$2,315/moest. monthly cost
$92,600/yrincome needed

About This Home

Positioned just one block off Main Street and steps from downtown conveniences, this centrally located duplex offers space, flexibility, and long term potential. One unit features 3 bedrooms and 1 bath, while the second offers 2 bedrooms and 1 bath, both with generously sized rooms and abundant storage. Basement access provides additional storage and shared laundry space, and each unit is served by its own newer boiler for added peace of mind. With the dog park and scenic river trail nearby, the location invites an active, connected lifestyle. Whether you are building your investment portfolio or planning for multi generational living, this property delivers opportunity in a highly walkable setting.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
Trinidad Middle SchoolGrades 6-80.9 mi
2/10
Trinidad High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1907

Materials

  • Roof: Composition
  • Construction materials: Brick,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Tile

Interior Area

  • Total structure area: 4,562
  • Total interior livable area: 4,562 sqft

Property

Details

  • Parcel number: 13958500
  • Zoning description: Residential Single Family

Features

  • Levels: One and One Half
  • Stories: 1
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 3,920 sqft
  • Features: Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$388$4,656
Property Taxes $67$804
Electricity $344$4,132
Total$2,315$27,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,371/yr
40% on housing$69,450/yr
45% on housing$61,733/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.6%
13.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 81082$117
Las Animas County$322

vs Homes Sold Last Month

Median $/sqft

ZIP 81082
Las Animas County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-27Listed for sale$300,000
2025-09-01Listing removed$320,000
2025-04-23Price change$320,000
2025-02-11Listed for sale$325,000

For Sale by Agent

AgentSarah Manshel
BrokerageeXp Realty, LLC

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