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725 Ellis St, San Francisco, CA, 94109

--beds
0baths
33,600sqft
$7,995,000
$238price/sqft
$56,115/moest. monthly cost
$2,244,600/yrincome needed

About This Home

725 Ellis Street is a beautiful and well located 53-unit apartment building in the Tenderloin neighborhood of San Francisco. Constructed in 1930, it is in good condition and boasts period details, including crown molding, hardwood floors, and Bay windows. The unit mix includes 3 two bedroom/one bathroom apartments, 13 one bedroom/one bathroom apartments, 5 junior one bedroom apartments, 25 studio apartments and 7 efficiency studios. There is billboard income on this property. Now is an exceptional time to invest in this area of the City as the sale market in this neighborhood has not yet caught up to other neighborhoods in the City. This property can be purchased at a historically high cap rate in a fluid market where values are rising.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
92
BikeBiker's Paradise

Schools

3/10
Tenderloin CommunityGrades K-50.2 mi
5/10
Francisco Middle SchoolGrades 6-81.5 mi
7/10
Galileo High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Interior Area

  • Total structure area: 33,600
  • Total interior livable area: 33,600 sqft

Property

Details

  • Parcel number: 0740025
  • Special condition: Real Estate Owned

Lot

  • Lot size: 6,000 sqft
  • Features: Shape Regular

Parking

  • Total spaces: 12
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 12
  • Covered spaces: 12

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $40,427$485,124
Home Insurance *$3,686$44,232
Property Taxes $4,797$57,564
Electricity $7,205$86,460
Total$56,115$673,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,923,942/yr
40% on housing$1,683,450/yr
45% on housing$1,496,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 94109$789
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94109$966
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-08Listed for sale$7,995,000

Unknown Listed By

AgentDaniel K. McGue
BrokerageColdwell Banker Commercial Rea

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