See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9544 63rd St S, Cottage Grove, MN, 55016

4beds
3baths
3,038sqft
$659,900
$217price/sqft
$5,018/moest. monthly cost
$200,720/yrincome needed

About This Home

Distinctive Design Build proudly presents this new custom rambler! Quality construction and exceptional craftsmanship shine throughout this thoughtfully designed home. The open yet purposeful layout offers a unique flow, featuring a stunning main living area filled with abundant natural light. The spacious kitchen is complemented by a generous butler’s pantry—perfect for prep, storage, and entertaining. The main floor primary suite provides a private retreat with comfort and convenience. The finished lower level expands your living space with a fireplace, wet bar, additional bedrooms, and a full bath—ideal for entertaining or hosting guests. Showcasing modern amenities, high-end finishes, and a bright, airy feel throughout, this home is designed to impress even the most discerning buyers. A truly distinctive design with a refined, one-of-a-kind presence—this is what you can expect when building with Distinctive Design Build.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
6/10
10/10
East Ridge High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2026

Other

  • Builder name: DISTINCTIVE DESIGN BUILD LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Gas Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Bedroom2

  • Level: Lower
  • Area: 225
  • Dimensions: 15x15

Bedroom3

  • Level: Lower
  • Area: 210
  • Dimensions: 15x14

Bedroom4

  • Level: Lower
  • Area: 192
  • Dimensions: 16x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 112
  • Dimensions: 14x8

Family Room

  • Level: Lower
  • Area: 720
  • Dimensions: 30x24

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,463
  • Finished area above ground: 1,575

Great Room

  • Level: Main
  • Area: 288
  • Dimensions: 16x18

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,038
  • Total interior livable area: 3,038 sqft

Kitchen

  • Level: Main
  • Area: 288
  • Dimensions: 18x16

Laundry

  • Level: Main
  • Area: 88
  • Dimensions: 8x11

Office

  • Level: Main
  • Area: 88
  • Dimensions: 8x11

Other

  • Level: Main
  • Area: 30
  • Dimensions: 5x6

Walk In Closet

  • Level: Main
  • Area: 128
  • Dimensions: 16x8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0302721120035
  • Zoning description: Residential-Single Family
  • Foundation area: 1575

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 162 x 152

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,336$40,032
Home Insurance *$367$4,404
Property Taxes $1,059$12,708
Electricity $256$3,074
Total$5,018$60,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,045/yr
40% on housing$150,540/yr
45% on housing$133,813/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 55016$189
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55016$190
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$659,900
2026-04-29Sold$150,000
2026-04-02Pending sale$167,000
2026-03-17Listed for sale$167,000
2026-03-16Listing removed$167,000
2025-11-29Pending sale$167,000

For Sale by Agent

AgentMary L Dvorak
BrokerageKeller Williams Realty Integrity

Similar Homes