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421 Canaan Land Rd, Columbia, KY, 42728

1beds
1baths
1,342sqft
$239,250
$178price/sqft
$1,704/moest. monthly cost
$68,160/yrincome needed

About This Home

“LUXURIOUS PRIVACY” best describes this cabin home. Conveniently only 14 minutes from restaurants and shopping but completely private surrounded by multigenerational wooded farmlands near the end of a paved trafficless county maintained road. The deck provides a pond view and abundant song bird, waterfowl, and wildlife viewing. Seeing deer, turkey, birds of prey, and small game is the norm on this .61 acre property that has all the feel of owning a large wooded tract without the acreage cost! Newly constructed in 2023 the building features open loft architecture, soaring two story space well lit by huge clear-story windows and a huge MBR 23’x16’. The metal roof, poured geo-thermal concrete slab foundation, and spray foam insulation make for energy efficient year round temperature control with two newly added mini-split AC/heating units. The city water supply is heated by an “on-demand” tankless system and plumbing includes a bidet toilet with heated seating and remote controls and septic tank sewer system. Heating capacity is supported by a large high-tech remote controlled electric fireplace including optional heating functions, flame size and flame color control options for those romantic evenings. Outside enjoy morning coffee from the deck overlooking the pond or the classically statued meditation/retreat space. This is a high potential investment property perfect for a short term rental business plan, a starter home for a young couple, or, a private recreational/hunting retreat. Buyer to confirm all information in listing is accurate.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
5/10
4/10
Adair County High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Dryer,Washer,Electric Water Heater,Tankless Water Heater
  • Laundry features: None

Basement

  • Basement: None

Bathroom

  • Features: Bidet,Separate Shower,Tub

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Foam Insulation,Eat-in Kitchen
  • Flooring: Concrete
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,342
  • Total interior livable area: 1,342 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom

Details

  • Parcel number: 012000004402

Features

  • Levels: One and One Half
  • Exterior features: Mature Trees
  • Fencing: None

Lot

  • Lot size: 0.61 Acres
  • Features: Heavily Wooded,Rural Property,County

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,209$14,508
Home Insurance *$237$2,844
Property Taxes $104$1,248
Electricity $154$1,850
Total$1,704$20,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,422/yr
40% on housing$51,120/yr
45% on housing$45,440/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 42728$155
Adair County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 42728
Adair County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$199,900
2026-08-12Pending sale$219,250
2026-08-12Listed for sale$219,250
2026-08-12Pending sale$219,250
2026-08-08Price change$219,250
2026-07-29Listed for sale$239,250
2025-07-08Sold$168,500
2025-05-15Pending sale$168,000
2025-04-18Price change$168,000
2025-04-15Price change$175,000
2025-04-07Listed for sale$180,000
2025-02-24Pending sale$180,000
2025-02-12Listed for sale$180,000

For Sale by Agent

AgentKimberly Desvernine
BrokerageBenchmark Realty LLC

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