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1440 Chipley St NE, Atlanta, GA, 30307

2beds
1baths
1,046sqft
$487,500
$466price/sqft
$3,231/moest. monthly cost
$129,240/yrincome needed

About This Home

In the heart of Edgewood, this beautiful 4-sided brick bungalow offers the perfect balance of charm, simplicity & low-maintenance in-town living, without the drawbacks of an HOA. Renovated in 2017, the home lives larger than its footprint with soaring tongue-&-groove vaulted wood ceilings, skylights & an open airy feel. Rich dark-stained hardwood floors run throughout, adding warmth & contrast to the bright modern interior which features smart storage systems & quality, high-end touches. The kitchen boasts quartz countertops, sleek cabinetry & contemporary finishes that blend beautifully with the home's inviting character, & continues through to the two bedrooms, bathroom & living spaces. Off-street parking leads to a charming front porch overlooking this established, close-knit neighborhood. Out back, the giant 330 sq ft partially covered deck is perfect for grilling, dining & watching TV whatever the weather and overlooks a landscaped yard with a shaded seating terrace. A separate detached 240 sq ft ADU offers incredible flexibility as a bright home office, guest retreat, workout room or additional living space. Perfect for buyers seeking stylish, efficient city living with low taxes, minimal upkeep, privacy & outdoor space in one of Atlanta's most loved neighborhood. Seller will contribute $15,000 to buyers for closing costs or a lender buy-down program with a full-price offer.

Getting Around

63
WalkingSomewhat Walkable
63
TransitGood Transit
49
BikeSomewhat Bikeable

Schools

5/10
Toomer Elementary SchoolGrades PK-50.7 mi
5/10
King Middle SchoolGrades 6-82.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1955

Materials

  • Foundation: Block,Pillar/Post/Pier,Slab
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side,Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Hall

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Exterior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Master On Main Level,Tray Ceiling(s)
  • Window features: Double Pane Windows,Skylight(s)
  • Flooring: Hardwood
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,046
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,046
  • Total interior livable area: 1,046 sqft

Kitchen

  • Features: Breakfast Bar

Property

Details

  • Parcel number: 15 209 02 074

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard,Wood
  • Waterfront features: No Dock Or Boathouse
  • Waterbody name: None

Lot

  • Lot size: 5,662 sqft
  • Features: Private

Parking

  • Total spaces: 3
  • Parking features: Kitchen Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,465$29,580
Home Insurance *$170$2,040
Property Taxes $377$4,524
Electricity $219$2,637
Total$3,231$38,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,777/yr
40% on housing$96,930/yr
45% on housing$86,160/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$466This listing

vs Other Active Listings

Avg $/sqft

ZIP 30307$352
DeKalb County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 30307$366
DeKalb County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$487,500
2026-07-09Price change$499,900
2026-06-12Listed for sale$515,000

For Sale by Agent

AgentSam McKinlay
BrokerageERA Foster & Bond

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